Tag Archives: pregnancy

26 Hours and a Baby Later

He’s oddly blonde, for now, with grey-green-blue-who-knows eyes that, despite being forced out at his 37th-something week of gestation, look deep into you like they’re thinking more than a newborn ever could think, disecting whatever blur and lines in front of his face into something meaningful and not terrifying. He could somehow still be cooking in the womb for another 1-3 weeks, but instead he’s out in the world with all of the energy I’ll never have again. I’m icing all my bits that helped him slide out into the world. I’m a mom again.

My maternity care and childbirth was free, thanks to an HMO and decent insurance from my empower. I splurged $750 on a virtual doula who turned out to be invaluable support in this particular experience, and may be splurging on a social-distanced family photoshoot which I count as part of my childbirth costs, since I didn’t have to pay anything else to safely deliver this nugget. Even then, I’ve paid far less than most people who have kids in this country.

My childbirth was not the healing one I sought after the one I had two years ago, though it had its positives. Two years ago, after 2 days of labor, one scary deceleration that almost led to an emergency C section (and a horrible moment of being forced to wear an oxygen mask which made it impossible to breathe due to my claustrophobia-induced hyperventilation), and then my son ending up in the NICU with low oxygen saturation for 36 hours, and then my dad dying a week later after a long battle with cancer and a number of other health issues (unrelated), and flying out to the east coast days later to attend his funeral that my mother said wasn’t going to be a funeral and then ended up being a funeral (so I’m glad I went) but dealing with my own blood pressure issues and concerns after the induction for gestational hypertension, well, that whole experience was just bad and I wanted this birth to be different. I knew it would hurt, because that’s what childbirth does, but I wanted it to be more of a “normal” birth. One free of major complications. One closer to what I expected the first time around.

For my first son, my blood pressure approached dangerous territory at 39 weeks, and my doctor said I should induce. When I go to the hospital and they asked if I had a birth plan I said “it was to not induce” so that was out the window. While I had vaguely studied pain relief for a natural birth, I had no idea what was involved in an induction. In my head, I wanted to go into labor naturally. I didn’t understand the risks with my borderline blood pressure, or that making it to 40 weeks was basically already a huge success and induction at that point wasn’t that big of a deal. I pushed back a bit on the induction timeline and spent a night in triage with my blood pressure being read every 15 minutes. While the doctor did not want to let me go home, by morning she was convinced it was safe to let me go as my blood pressure levels were down significantly. But then an amniotic fluid check and finding of low fliud confirmed that I should stay. And the induction began.

All while I was having my blood pressure checked overnight, I was reading about the horror stories of every induction drugs and tactic on the market. One of the worst offenders, it seemed, was a drug called misopropital (cytotec), which is an ulcer drug not approved for use in labor, yet used all the time in labor (I don’t really understand how off label use is allowed when the manufacture is very opposed to it and has warnings saying to not use in pregnancy.) I opted to turn down the cytotec and instead have a foley balloon placed to “ripen” my cervix, which is the first step in an induction. The goal of the cytotec and/or balloon is to get you to about 3cm so they can start you on Pitocin, which is the better-known induction drug. Pitocin makes you have ridiculously hard and frequent contractions which move the baby down the birth canal and help you push the baby out…

While I felt good about refusing cytotec for baby one–and first births are known for being long so it’s impossible to know had I taken it if It would have changed things at all, or for the better–I did end up with a very long induction. I did manage to get an epidural after hours of painful pitocin contractions which had me screaming and moaning. While the epidural needle was not an issue for me, I got the epidural shakes after (which are apparently very common) and they were horrible. After that, it was all a bit of a blur until my son came out after 2.5 hours of pushing and despite crying was blue and taken swiftly to the NICU. All I could think of was the video they showed in our breastfeeding class about how the baby is placed on the mom’s stomach and crawls to the breast to begin to breastfeed, and how I was robbed of that moment they made such a big deal out of (and later I learned that also meant I would have a long and challenging journey to make breastfeeding work, requiring round-the-clock pumping and attempting to feed from the breast for 8 weeks straight.) And then, being paralyzed by the epidural and told I couldn’t go to the NICU to see my baby for hours, left me alone in the delivery room thinking my son was going to die and I couldn’t even be with him.

My son didn’t die. While it was scary to see him hooked up on all sorts of tubes and having low oxygen levels, he was released two days later and we never found out what happened. Apparently he just needed time to adjust to the world. And I spent the next 2.5 years reading all about birth trauma, and found my story wasn’t nearly as bad as most trauma stories. I read about women who were put to sleep for an emergency C-section and woke up to no baby in their arms, or those who were cut into while the numbing drugs weren’t working correctly. I read about some who were not induced when they should have been and were left to birth babies too large or in the wrong positions. Women who had every last symptom of preeclampsia yet who were ignored until it was too late and they had seizures and died on the delivery table, only to be ressuctated and  brought back to life to live another day. I realized my story was barely traumatic–and yet, for me, it was something I didn’t want to relive.

So when I got pregnant with my second, I both feared a worse childbirth, but also felt optimistic about my odds of having a good birth, whatever that means. I even started looking forward to my delivery–what laboring at home would be like. What I would be doing the moment I felt my first contraction. When would baby decide to come on his own? Could I handle natural labor pain better than one induced with pitocoin? Could I get through labor without an epidural (no way!) or, how far could I progress before asking for the epidural (I made it to ~5cm last time, which is pretty good. I made a goal in my head to make it to 6 this time. Maybe that would prevent a NICU stay. Maybe getting the epidural too early slowed down the labor last time? Who knows.)

But a totally natural labor was not to be for this little one either. My blood pressure started creeping up and because I had gestational hypertension with my first, suddenly borderline readings that my doctor ignored with baby one were indicators to induce me super early. My OB looked at two BP readings, including one I took a home during a virtual visit, and said I should be induced at 37 weeks.

37 weeks???

In the back of my mind I figured I might end up induced again at 40, but hoped that I would go into labor naturally before that. With an induction at 37 weeks it was practically a guarantee I wouldn’t go into labor naturally. My hopes and plans for a natural labor were again out the window. With such an early induction, I worried, would this be even worse than my first one? After all, with baby one, at a day before my due date my body hadn’t even dilated 1cm. Would this be a worse experience? Would I end up with one of those horrific emergency C sections I read about? Would I need the oxygen mask on my face for an extended period of time? Would my baby make it out alive? Would I?

In researching 37 week inductions I found that they were quite common for medical indications. However, while 37 weeks used to be considered full term, it now is concerned early term. Elective inductions are now required to wait until 39 weeks–because baby is still forming in those 37-38 weeks. Kid’s IQ is a bit lower for each week they are unable to bake. While 37 weekers tend to survive well outside the womb, I felt delivering at 37 weeks was taking something away from my kiddo. I felt like a failure to have high blood pressure so early. And while some of it may be my fault due to gaining too much weight again this pregnancy, many thin women also end up with blood pressure issues. If the precursor to preeclampsia, which it could be, then it is related entirely to placenta failure. Every comment from well-meaning friends and family to just reduce my stress in order to bring my blood pressure down reminded me how little is understood about these fairly common diseases of pregnancy–the same ones that make America one of the top developed countries for maternal mortality, often from conditions related to blood pressure.

While I was grateful my OB took my symptoms seriously (I’ve seen many women on my Facebook groups note that with similar blood pressure readings and other issues like headaches, abdominal pain, etc, which signify something more serious happening, they are ignored) I still felt like the actual date I needed to induce was not clear. The 37 week recommendation was based on one study from 2009 of 600 women and it didn’t sort out people who had mild high blood pressure vs those who had very high blood pressure, and it also had diagnostic criteria that were changed since the study and brought down. Some reviews of the study noted the recommendation was for induction at the END of the 37th week, and others noted they were for the beginning. I started to hope that maybe I could make it to week 39, go into labor on my own, ignore my liable blood pressure that was slowly spiking higher and higher at random, and the issue would just go away.

I switched OBs. My new OB agreed with me that my levels at the time were not high enough to merit induction. But then I also started reading about what happens during childbirth if you let your blood pressure get out of control. Things could get bad fast. I joined a preeclampsia group on Facebook and read stories of women who had no blood pressure issues at all one day and were seeing 180/110 levels the next. I read about the infamous magnesium drip that makes you feel warm and like you have the flu during your childbirth and recovery, but minimizes your risk of seizures. I read stories of women who died because their blood pressure readings weren’t taken seriously. I started to chicken out from my plan to put myself on bedrest and stay the course. I made a silent agreement that if my numbers went over 140 or 90 and didn’t immediately come down, I’d go for the induction. My new OB supported my taking readings at appointments after I came in to the doctor’s room and sat for a while. We discussed my anxiety and white coat syndrome, and she agreed that the first reading when I get to the office without time to relax may not be accurate enough for a diagnosis.

I made it past 37 weeks. A huge win. But I also started seeing some high readings at home. Some that probably should have sent me to L&D.  But I’d go into bed, breathe deeply, wait a while, and retake the reading and it would come down. The final weekend before I ended up inducing I was having two friends over for a social-distanced dinner in my backyard when my felt my heart pounding a bit. I went to take my blood pressure just to check I was ok and it came back at 150 over something. I started to panic and throw things in my hospital bag and awkwardly asked my friends to leave. My husband had me get in the bed and calmed me down and my BP came back to normal levels. We decided not to rush to L&D, but to get some sleep and reevaluate in the morning.

Every day I didn’t go to L&D felt like a win in my mind. Another day for my son to grow and get closer to full term. Another chance of hitting 39 weeks and/or going into labor on my own.

Unfortunately, my new OB was scheduled to be on vacation the first week of January, so I had an appointment scheduled with a new doctor at 37+5 (37 weeks, five days.) I knew it was a make-or-break appointment. I expected my blood pressure to be high, but did not expect the readings I got. Or that it didn’t come down on a second read, or when I took it on my home machine that I brought in to the office (which was lower but still too high.) The OB, who was quite nice about things, said I should go to get induced today and put in a call to the hospital to schedule my arrival in two hours. She quickly did a cervical check and membrane sweep, which hurt a bitch, and told me I was 1cm dilated (of 10cm) , 50% effaced (of 100%) and -3 station (you want to be +”3″ to deliver a baby.) In other words, while I was ever-so slightly more ready to pop out a baby compared to my first induction, it wasn’t significant enough of an improvement that I had any faith this forced labor would go smoothly. I felt sad and spent the next two hours mourning the “natural labor” I wanted and wouldn’t get, at least not this time around.

When I checked into the hospital I also synced with my virtual doula–a woman who used to be an RN who also had a lot of experience with evidence backed birth. We discussed options and she encouraged me to take the misoprobital this time. I agreed because at least it was something different. I was a little worried about the reports of it overstimulating the uterus and causing too many contractions which could put the baby in distress and harm the mother (possibly causing her to lose her uterus.) But, it sounded like the worst side effects were still pretty rare, and my nurses at the hospital ensured me it was a common and cautious course — they start you on 50mg, a ‘half dose’, and watch your reaction for 4 hours. If that goes well, they give you 100mg and wait another 4 hours. They do the 100mg up to 5 times. The whole process could take an entire day. I liked that — at that point all I could think about was how to delay my son’s birth so he could cook a little longer in utero. This would buy me an entire day. I was game.

The first dose made me feel a bit flushed, but didn’t seem to do anything else. The following doses similarly did little. I felt a few contractions here and there, but nothing that a doctor would consider active labor. This is normal with the cytotec, apparently, as its job is to ripen the cervix, not to cause contractions. Its side effect is that it can cause contractions. But that’s not its main objective. It always is used as a precursor to pitocin, my archenemies chemical concoction of childbirth. There were stories of, rarely, a woman going into active labor after taking cytotec. I thought–wouldn’t that be great, if I could avoid the pitocin altogether! What if cytotec puts me into a normal active labor? Maybe this could be a good birth after all!

When I finished the 5 doses of cytotec, including 4 hours after the last dose, the midwife on duty at the time met with me and suggested we immediately start pitocin. My cervical check showed I was 3cm–which was actually really good for the cytotec. I wanted to get to 5cm before starting pitocin, and I also decided to get an epidural before starting pitocin this time, so I wouldn’t have to feel those horrible forced contractions. She agreed to give me 2 hours and then we would start the pitocin. The plan was always to just see if I could dilate a little more on my own, get an epidural, start pitocin, have baby when baby was ready to come out.

At that point I started to feel a few fairly strong but short contractions. My husband and I asked if we could walk the hall and we were given the ok as long as we wore our masks. Over about an hour and a half my contractions went from non-existent to very hard and very consistent. I realize now they weren’t being picked up on the monitors, but because they were so frequent I had my husband track them on my iPhone app. Looking back I see they were coming every 1-2 minutes and were intense for 30-45 seconds. I’m not sure what happened during that 1.5 hours, but my body went from not ready to have a baby at all to…

3:30pm. I get back to the room and I’m telling the nurse things are getting really painful. I suddenly am thinking 4pm, my check in with the midwife, is too far away. I am ready to throw in the towel and get the epidural now. Start the pitcoin. I’m a wimp. This hurts. I’m told that these contractions are my own, that the cytotec is mostly out of my system. The nurse doesn’t seem to believe me I’m having such frequent contractions. We discuss taking a shower to help me make it to 4pm. She knows my goal of dilating to 5cm before the epidural and pitocin. She is trying to help me get there. She sets me up for the shower, wrapping my hep lock in plastic, starting the water…

A minute or so later, I fold over in crippling pain. I almost find the pain funny, as I might have laughed in horror at that moment. I knew something suddenly changed. I felt a slight trickle of water down my legs and I thought (wouldn’t it be funny if that was my water brea…

Then, bam, out came a Hollywood-style pouring of water onto the floor in two giant bursts. I could tell my nurse knew that meant the show was really starting. Meanwhile, I felt my body immediately change. I can’t explain it. I just felt super scared. I didn’t know that I was about to have a baby so soon. I just thought I was going to have to ensure this level of crippling pain for a long time before I could get an epidural. I screamed out. I need fentynl (which I planned to get one dose of before the epidural like last time, to take the edge off), I NEED AN EPIDURAL, I NEED IT NOWWW….

Just as I was beginning to panic, I started to be hit with wave after wave of really fucking painful contractions. I screamed in agony. The nurse scrambled to get the anesthesiologist and drugs. I somehow made it to the bed. It was about 3:45pm at that point. Suddenly a bunch of people were in the room. My eyes were mostly closed. The OB was there, sitting next to me, saying she needs to check me. I didn’t know what was up or down. All I was thinking was how am I going to survive this until I get this epidural?!?! Just as the OB reported out loud that I was 5cm, I informed the room that I needed to both go to the bathroom immediately and vomit and I would be doing both in due time whether they liked it or not. The fentanyl dose was administered about then as well, as everyone said I cannot go to the bathroom on the drug. I was like, well fuck that, I’m going here and no one can stop me. No one seemed to be telling me not to poop the bed, everyone seemed focused on not letting me vomit on myself… they gave my husband a vomit bag and asked him to hold it to my mouth. I pushed it away as it made me feel claustrophobic and I was like fuck this I don’t want a vomit bag on my mouth why can’t I vomit all over myself I’m dying anyway just let me vomit on myself…

At the same time, I started to “poop.” Well, I wasn’t pooping. The midwife said “you’re pushing past your cervix.” I had no idea what that meant but it sounded maybe not good? The next thing I hear is “you’re crowning.” I think at that point I let out an audible “what??” The next phrase out of my midwives mouth was “that’s the head.” Both my husband and I said “huh?” at this point, as she continued “one more push and your baby is out” and at that point I couldn’t not push, so out came baby.

He was put on my stomach and looked ok and seemed to cry a bit but moments later they said he was having trouble breathing and he was taken away to the NICU. Even though I didn’t have an epidural this time, I had flashbacks to my first son’s birth of him being taken away, and I was again told I couldn’t go to be with him. Instead of that happy after-birth moment with my husband and new baby, I was left on the delivery table with the nurse pressing my stomach to get all the blood out and ensure I wouldn’t hemorrhage, and my husband was off to the NICU to be with our son. No breast crawl like the video. No skin to skin (after the initial minute.) No feeling that good feeling you get after you go through something horrible but end up with a healthy baby.

This time, at least, in an hour they brought my son back to me. He actually latched well and breastfed for a long time. We all went to the recovery room together. We had a little time to enjoy together before my son began having respiratory distress again and ended up back in the NICU the next day. He seemed to have a lot of amniotic fluid that wasn’t pushed out of his lungs due to the precipitous labor, but no one really knows what happened. The doctors all said it wasn’t because he was 37 weeks, but I’m not sure I believe any of that. No one seems to really know. I wonder, most of all, if the cytotec caused the precipitous labor, or if that was really all me after it was out of my system. Why weren’t my frequent contractions picked up on the monitor? Was I having overstimulation at that point? Should someone have been administering a drug to slow down my contractions? Was there any damage caused to my son in that labor that wasn’t just due to my own body having a baby really fucking fast?

Well, baby is here now and after a few days of adjusting and sounding like he was drowning due to being filled with fluids, he is doing quite well. Everyone who sees video or picture of him notes that he’s “so alert,” which I guess is a good thing for babies. My pediatrician also said this, and then noted that he’s strong and active, and that he will probably be an athlete. My husband and I frequently note that he doesn’t seem like an early-term baby, especially compared to our 40 weeker first child who came out acting much more like a premie than this guy. He seems healthy now.

After all of that, you might think I’m bat shit crazy (I am) but I want another child. We’re still looking into IVF for gender selection, which I’m partial towards due to also being able to do genetic screening of the embryo, which helps as I’ll be around 39 and my husband will be 40/41 when we try for our third and final child. Even though that’s a bit of a ways off, and maybe will never happen, I’ve got a wish for that delivery… no high blood pressure. No induction. No NICU stay.

It could always go far the other way. But in my heart, I still want that moment. Closure. That “golden hour.” I want to end the trauma that is labor–even in its best form–with the reward that its meant to bring–a sweet, healthy poop machine lying on your chest, ready for the world. Can I at least have that?

44 Days Left Until Baby 2; 14 Days Until Maternity Leave; -2 Days Since I Changed OBs and Fought My Diagnosis

Time this year is all sorts of wonk. I don’t know what’s up or down anymore, but I do know some medical events of the last week have been a bit of a wake up call for me that money isn’t everything and I need to take my health — physical AND mental – seriously.

When I got pregnant, I was aiming for a Feb baby. It’s silly but when you go on maternity leave (at least in my state) you get paid less than full salary (and lose out on some benefits) so it is extra frustrating to go out during a time period with a lot of paid holidays. The worst is going out over Christmas as my company gives a full week of paid time off then. The best time to be out, assuming 3-4 months out, is Feb-May. You still miss a few paid holidays, but it’s not that bad. And you also come back to work right before summer which is usually a bit slower and even if not people tend to be in better spirits and it’s not like returning at the start of the year when things are extra stressful.

But, alas, I got pregnant somehow on my first try, and I studied the calendar to determine that my 4 weeks of optional disability leave before my due date ran over the Christmas break week . But then I figured out the timing actually worked out where I could go out at Christmas and take the paid week off and then immediately go on disability.

For the record (and new readers) with my first kid I was stubborn and worked up until my due date. This may have contributed to having high blood pressure at the end, which led to an induction, which led to a bunch of other interventions which maybe is what led to my son having to spend 36 hours in the NICU. We aren’t certain what caused what, but it was a quite traumatic labor and when I set out to get pregnant again I told myself I won’t be stupid and I’ll go out on leave as early as I can even if it means losing some pay and other benefits.

Then came COVID. And work from home. And analyzing the losses of going out on leave early (a few thousand dollars.) And planning to work until my due date again. It felt odd to go out on disability early when I was literally working from my bed anyway. What would people think? I care too much about that, but mostly I care about losing my ESPP contributions when on disability leave, which are worth about $1000 pre tax a week after you remove the cost I put in to buy them. And the first week of disability is entirely unpaid, but that will happen no matter when I take it.

The thing is next year will either be so incredibly lucrative for me that losing a few thou won’t be noticed… or I will come back from having kid 2 and be such a mental case I can’t hold down my job for the year ahead and I’m fired by summer. Luckily I do still vest RSU when I am out, which is a godsend, so even with a summer axing I’ll be fine. It will be devastating given if I can just hold on one more year I will significantly shift my FIRE date sooner and I’m basically holding a lotto ticket for dear life as a train going a zillion miles is passing before my face… so… it’s hard to plan anything. I just need to plan the stay healthy.  That is the best I can do.

Speaking of do, I’m due in 44 days. Which is not a lot of days. Especially if you consider this week my (now former) doctor wanted to induce me in 20. Why? Well, let me tell you, maternal care is a mess because there just isn’t enough research and data to support serious recommendations. Some doctors are too conservative. Others, many, ignore women who have symptoms of serious complications until it’s too late. I have to say I’m glad my doctor errs towards conservative, but I was extremely frustrated by her too conservative recommendations based on data that in itself was faulty. Let me explain.

High blood pressure in pregnancy is no joke. Women die everyday from complications related to blood pressure rising out of no where. Babies die. Seeing high blood pressure readings should be taken seriously by doctors and patients alike.

But. One has to then consider how these readings are gathered and the accuracy of these readings before making a very serious diagnosis that impacts the course of your care — and your due date.

BP readings are notoriously inaccurate. That is why doctors often take 2-3, to determine if one read was influenced by how you were breathing or sitting or anything else. The diagnosis criteria for gestational hypertension is two reads of 140/90 at least 4 hours apart. In my case, at an in office appointment in Oct, my first read was 148/75. Scary. They took it again and it came down substantially. No one said anything to me like — oh, if you get one more high read like this we will induce you early. The only thing they said is that my second read was good, and not to worry about it. Ok.

Now, to get an accurate BP reading, I’ve since leaned (thanks internet) one is supposed to sit still in a chair for 5 minutes before the reading is taken. No where could I find how wearing a mask in an enclosed windowless space might impact the BP read of someone with a history of anxiety and claustrophobia, but I digress. I question the accuracy of that first read. If it was real, it’s quite scary. If it isn’t, well, it’s meaningless.

Fast forward 4 weeks. Due to covid my 32 week checkup is virtual. The nurse calls me and while on the phone with me has me take my BP at home. I’m not thinking while I do this… I walk quickly to the chair by the home machine after taking my weight, sit down with my back not supported, barely breathing, clenching my phone in my fist, muttering some comments as I begin to take the read. I wasn’t concerned as I had just taking it 3 times a few hours earlier and it was fine. So as I read the numbers… 142/90… out loud… I said to myself, that’s kind of high…

I asked if I could take it again. It came down. (Then later my husband, who purchased the machine, determined he could change his own BP read by 15 points based on the tightness of the cuff!)

But none of that mattered. The moment my OB got on the phone, she tells me she is diagnosing me with gestational hypertension and I will be induced at 37 weeks. What? I ask, shocked. I feel fine. I am pretty sure my home machine gave me an inaccurate read. As she explains he logic to me, the more frustrated I grow in her not requesting for me to come in to at least check the second read in office before scheduling an induction 3 weeks before my due date!!!

I requested an in office check and labs. She scheduled me for an NST and fluid scan that I agreed to and surprise surprise, every test I took came back clear. At the office, my BP was 127/70. While I may end up with high BP in this pregnancy and am higher risk for it due to being overweight and geriatric (pregnancy wise), there is no reason to induce at 37 weeks without two accurate high readings.

So I switched doctors. She agreed with me 100%. Said why take a second reading if you aren’t going to use it!

My first doc wanted to put me out on disability immediately. I politely declined. That would be 2 weeks of lower pay and a week I’d be out anyway with full pay lost entirely. And without time to properly transition, I would still be answering work emails and doing work-without getting paid for it. Instead, I decided to compromise. I’d go out on leave Jan 4 as initially planned. With work being super stressful and just sad lately, I have no desire to work a day longer at this point.

Regarding work, I understand why I was kicked out of my role, but the way it was and continues to be handled is one kick to the ego after another. My work friend, who will be promoted into the position I had (officially, once I go on mat leave) is good at what he does — but like most men is overconfident. That works for him at this company, because confidence and clarity are by far the most valuable leadership traits, whereas output matters little. It is good for him to have this opportunity — and as I told him if anyone else was stepping into this role I’d be pissed but I’m genuinely happy for him (I am) so it all works out. Sort of. I have a new role which is still stressful and ill defined, but it’s a bit less visible. I went from a position where I was seen as a strategic leader to one where i am more or less a project manager. Does it hurt? You bet. But I have an end date in mind and stock to collect and a baby to push out. I know my new boss won’t keep me forever. I’m hopeful I have a few months after I come back from maternity leave to find my footing before anyone considers asking me to pack my virtual boxes and get out. It seems this might be achievable.

And I may still have this baby early. In 2 weeks? In 2 days? Baby could decide to come early on its own. We officially move Dec 21 (as in hired movers are moving our stuff to our house then) so I’m hoping not before that. Or before Chanukah and Christmas. I would like to make it through the month with baby still cooking. That would be wonderful. Then come Jan any day can be a maybe baby day.

And then? Well, then I’ll be mom of 2 at 37. A homeowner. Not yet a minivan owner but that’s happening soon as well. I’ll be well on my way to 40 and maybe no more kids or maybe one more kid. I’ll be fully engaged in this next phase of my life – mid life, I guess – and trying to make sense of it. After my scary self-diagnosed bipolar manic episode in late 2019, I am hoping I’m now stable. I look at who I was those few months and feel so detached from that person. So embarrassed and ashamed of her. But maybe that was my last hurrah. Maybe that was my inner crazy child dying but not giving in to her mortality without putting up one last fight. I don’t know what it was. But I feel different now. Depressed, maybe. In a mellow way. I guess that’s what having nearly $2M in networth does to a person. I am spending too much these days but I feel a little bit more stable. If I am an just get through next year, just get to $2.5M by 1/1/2022 (or close to that), I can calm down a bit more. I want to be able to not worry about every dollar earned or not. To be able to take a job I’m good at — one where my work is valued as appreciated, vs considered acceptable largely due to pity. I need to find that job – that career. And it may not pay well. But I want to have enough saved where that doesn’t matter. Maybe I can make it happen. The next year will answer if I can. Or at least if I can try.

So I’m Having Another Baby in, Like, 6 to 9 Weeks.

Every once in a while I get a jolting alien kick from within, or a glance in the mirror at my humungous belly, that reminds me I’m quite pregnant at the moment. It’s easy to forget (well not that easy given how sore my butt is from the weight of carrying an adorable little parasite again.) In less than 10 weeks, my world is going to change. I’m going to have a baby, again. A baby! Only 2.5 years ago (not even) I had one of those. Now he’s curious, rambunctious, alphabet-addicted toddler who likes to draw on the walls when no one is looking.

How am I going to handle two of these? And why do I want another one? Haha.

I love being a mom. Truly. I didn’t know if I would. I know I’m not the perfect mom. But being a mom has changed me. Maybe I get sad a lot still, but when I see my son and his adorable little innocence and excitement around learning new things (“I wrote a W! Good job!” he exclaimed to himself the other day) how can I really be depressed? As long as my son (and future kid) have their health and safety, then I feel all the warmth in my heart to carry me through the dark times when my mind’s chemicals tell me I ought to exit stage left a bit early.

Nonetheless, I’m scared shitless of having another one. Every new baby is different. Last time I was a mess, with my long induction, son’s brief NICU stay, father dying a week after my son was born, inability to get my son to latch immediately and round-the-clock pumping, etc. And with all that, I actually got more sleep in that first two week period than I might get this time around. The NICU stay was terrifying, but it also meant that for the first 36 hours of my son’s life the nurses took care of him round the clock, and I got to dose off in the NICU chair as much as I needed. Then, when I went to my father’s funeral on the east coast a week later, for a few days I had a bed to myself and no baby crying (though I did pump on and off all night each day and managed to keep my supply up), and my husband had a series of wonderful friends and family come in to help him overnight so he could get some sleep too.

This time, we at least know what to expect (sort of ) but we’re on our own (sort of) and with another kid we have to keep alive. I know people do it (and do it with many more kids) but I’m still scared.

The worst of it is that because of COVID we’re in a bit of a pickle. My father-in-law will be living with us in his own space with his own entrance, but at 76 we cannot be near him for two weeks when coming home from the hospital as we’ll have to quarantine. My husband has told me that we can’t hire help either, because if we do that we’ll just have to continue to quarantine plus we’re risking more exposure to our newborn. So we’re on our own for two weeks for the. most part (it’s possible his father can occasionally watch our son from a distance in the backyard if we need a momentary break, but he can’t actually go near him.)

We’ll survive it, but it’s going to be really hard. And that’s IF everything goes well.

What if my new baby ends up in NICU again? For longer? What if something happens to me in delivery and I get stuck in the hospital and my family can’t visit? It’s quite scary right now. I knew going into this that COVID was not going away but this January and, knowing I’d be 37 when I deliver and wanting possibly a third kid, I made the choice to move forward to start trying to get pregnant anyway (it worked on the first try you guys… I did not expect that after basic fertility treatments for my first!) I thought maybe I’d be pregnant in a few months and I’d deliver in March, or April, or sometime in late spring/summer. I knew it was possible as with the beginning of the pandemic I began a daily walking route, started eating healthy, and dropped 8lbs in a month. My body was just ready, clearly. And on Mother’s Day I took at test and got my answer. Pregnant.

So here I am. Pregnant in a pandemic. Woohoo. Oh, I’m terrified. I’m also remodeling my bathroom. And going to showrooms during the weekdays wearing a mask and trying to social distance and hoping we don’t catch this thing. Cases are going up everywhere. My good friend who just had a baby got COVID a few weeks ago (in another state) and she ended up fine. I don’t know if I would. I’ve gained too much weight this pregnancy. I’m still about 25lbs down from my delivery weight from kid 1, but I wanted to gain max of 20lbs this time around and I’m double that now. I think it’s just a mix of my body craving carbs and the depression that kicks in around second trimester that makes me move towards a donut-only diet. Ok, I’m not that bad. But I have had a few too many donuts, despite telling myself that would not happen.

Anyway. Here’s to hoping that I–and no one in my family–will end up with COVID. That I’ll have a completely boring and uneventful labor, unlike last time, and have an opportunity to have my baby brought to me and put on my chest and left there to latch vs taken away in an instant because he’s not breathing. Here’s to hoping my mother, who lives in Florida, doesn’t catch a horrible case of COVID right when I’m due, as I seem to have this curse where family members die immediately after important events in my life (wedding — mom’s mother died three days later. Son’s birth — dad, a week later. Please, G_d, no death this time. Let’s make this one about life!)

What Comes Next? Vesting and Career Investing

It’s funny. I filled out my performance review this year and in tabulating all of my contributions since last January, including ones that arguably delivered (significant) quantifiable ROI, I feel jolted into a sense of satisfaction meets unease—pride paired perfectly with the PTSD of being constantly reminded by my boss that I am not a leader, that I’m bad at running meetings, and that people generally don’t like me.

The reality is we are both right. I have a long way to go to be able to take the quality of my work and have a presence to match. And maybe I made a bunch of poor strategic choices this past year, but it’s hard to say when the only objectives my boss set for me was to hit deadlines (I was doing ok at this until one big project slipped) and make people like me (well, I don’t think I made major inroads in becoming queen popular this year while holed up inside my bedroom working in my PJs—though non interaction seemed to solve for this over a chunk of the year when people probably forgot I existed until I put out some decent work.

My issue 100% is consistency—which in a creative role is a massive challenge for me. The end product is usually good but the path to get there never clear. When I’m off on my own doing creative work and/or managing an agency I can GSD effectively. But throw in the kitchen sink of stakeholders / opinions, especially in an environment where I’m told my opinion doesn’t actually hold the same weight as everyone else’s, and I can’t seem to move things forward as I should. If I was just a project manager, I could do it. But as project manager and creator I find myself so often stuck. I know better than to stay stuck, and if anything it is best to just push forward and put out something vs drown in the sea of trying to make everyone happy and making no one happy.

But to be fair to myself, I was also put in a hard to win situation. My boss wanted me to lead, but her idea of leadership is somewhat incompatible with the processes designed to be collaborative. She made comments on how I brought too many people into the process (probably true) and yet in the end this collaboration was actually one of the most positive feedback notes received during the review of what went well and what didn’t.

What didn’t go well is not knowing how to guide people to my strategic vision and instead trying to execute on “theirs,” however conflicting it all was. My boss was not involved much—she just wants the person in this specific role to lead and figure out what to do and get buy in, but she has little interest in participating in determine what any of that is. She wants someone who will list be excellent. Trusted. Smart. Influential. Charismatic. Assertive.

She, apparently, wants my coworker. I mean, to do this. She put him into my temporary role and moved me out of it without clear communication to either of us. As she was, it seems, prodding him to step up and lead and equipping him with a career path to taking over my role, she was quietly plotting to move me out of it. I’ll never know if I still have a job because I am pregnant or if the leadership team actually sees value in me and wants me to stay (perhaps a little of both) but I’ve been put into a role where success is even more unlikely given again I have no control over the work I’m doing, only put in a position where I’m expected to both drive projects forward and make everyone happy.

I’ll do my best.

What is most challenging right now is that I’m being tasked to come up with a strategic plan for next year, yet I can’t move forward with this until other planning I am not involved in is done, yet I go out on maternity leave in less than two months and there isn’t much time remaining to move forward on a plan let alone create a plan. I take one step forward and two or twenty back. If I don’t plan, I am told I am not making enough progress. When I try to move things forward, I’m told I’m moving too fast and I need to wait. Somehow, no matter what I do, my former boss (now boss’s boss) seems to find fault with it. Luckily I have a few projects to take me through mat leave, and I’m hopeful they won’t ask me to leave between now and then with so much that needs to be wrapped up. But upon my return from baby 2 this spring, I acknowledge my days are numbered. The question is how long can I produce good enough work assigned to me and never miss a deadline so their argument to throw me out becomes one of documenting every last word choice made in emails and meetings and not one of failed project delivery. That won’t save me forever, but it’s possible with the right focus I can make it to the end of next year. I really hope I can.

But I also realize that there is no where to to here but down. I’m seen as a mediocre performer at best, saved by occasional delivery of projects that make my team look good. I want a job where people respect me for my strategy and results, not random output that has no greater value. So maybe I can find that next. This job, despite its ups and downs, has truly been life changing for me. Financially, I will be walking away from a few years of stock appreciation mostly sold and now safely in my bank account and diversified across index funds (and a new house.) While I’m sure had I been an A+ player I’d have even greater wealth due to rates and large stock refreshers I did not get, it all works out in the end as there are no golden handcuffs after next year, and it’s much easier to seek out a new role with a comparable package since this company has made it clear they don’t care if I stay (and clearly prefer that I don’t.) But I also take with me a solid chunk of time at a respected company that is not a startup no one has heard of. And while my role may be shrinking into oblivion, my resume has grown enough to at least land me interviews (or I assume it would) vs what life looked like job hunting prior to this role. This is not to say I’ll easily get hired anywhere, but I do think I have a shot at being high on the list of who to call when I submit my applications.

The real question is — how do I make it through next year? The amount of money on the table is non trivial and losing any of it would feel like taking a winning lottery ticket and dropping it onto subway tracks with a train coming at full speed, instantaneously blowing it away as if it never existed. So. I have my personal marching orders. Survival. Survival in the hard months upon returning from maternity leave when sleep is practically non existent. If I am able to continue to WFH due to covid this may help—but it also may prove challenging as partially the return to an office last time enabled a mental split from mom life to work life, and my occasional naps in the breastfeeding room out of sheer exhaustion were not interrupted by a toddler screaming out the alphabet for the nine thousandth time in a row. So this will be interesting, to say the least. An interesting year of being good enough that they won’t fire me. Or at least that they will wait until performance reviews next year to do so, giving me a few months of safety upon my return to work. It’s all possible. I think I can deliver on what is expected as long as I do not over commit and I hide as much as possible. I say little, in meetings or otherwise. My only objective is driving positive sentiment about interactions with me. Everyone should say how easy I was to work with, how they felt heard in meetings, and how I helped them deliver on their vision. If I can do this, barring any major unexpected layoffs, I should be safe. Unless I’m already on the chopping block.

But I don’t think I am. It would be in poor taste (and with questionable legal standing) to fire me a few weeks out from maternity leave with the delivery of a number of successful projects in the recent past. It would be equally questionable for them, within 3-6 months of returning from maternity leave to fire a woman who is performing at least at moderate levels. I never try to contribute anything less than exceptional work, but the reality is after you have a baby (and I hear after you have a second one) sleep is non existent and it’s hard to perform at the same level for a little while, until baby starts to sleep through the night and isn’t waking you up to nurse every few hours.

So on one hand, I feel good about where I am. Two months out from maternity leave, if that, with a clear line of sight to half of the remaining vesting periods. I can’t (and wouldn’t) slack off at this point, but I it feels very possible to make it through that, in the least. Then, I have my 6-12 months of holding on for dear life. And figuring out what’s next. I’d love for my company to acknowledge my contributions and fight for me to stay, but that clearly isn’t going to happen. I’ll be lucky if I see any sort of raise this year (I received a <2% COL adjustment last year with a tiny stock refresh valued under 10k a year compared to my initial grant of 50k+ a year) so I’m clearly in the bucket of employees who are good enough to stay but not good enough to fight to keep.

Would I feel blissful if my company suddenly gave me a massive stock refresh this year as thanks for what I’ve contributed? Sure. That would be nice. It’s not happening. I probably am making more than my new boss right now with my total package, at least should I ever get a refresh bringing me back to where I started. It’s not happening. I don’t even have a title right now. They put someone into my role and moved me into a new role and didn’t have the respect to clarify what my new title is, or to even make it clear that my colleague is stepping into the role I was performing (outside of just organically allowing it to happen.) The whole situation is just unprofessional and unsettling, but who am I to complain when I’m looking at my stock vesting account and see the amount I may receive next year? I really can’t complain. I’m so grateful. And I want to stay and stay not just because HR is saying something about keeping me until legally I’m no longer protected, but because I actually am doing good work. If I am going to leave in early 2022, which is the plan, I want to leave on a very high note.

While it seems like a very long time between now and March 2022, it really isn’t. Especially not in returning to the first year of motherhood. It will feel long and yet also fly by in a blur. I need to have a plan for what’s next since I’m the breadwinner and carry the insurance. I can’t just take time off. I’ll have to be on the top of my game when kiddo #2 turns 1.

Every last ounce of me is determined to make it happen. I am not going to be a superstar or anything close to it, but I’m going to make it through to the day I receive all the stock offered when I joined. And I’m going to surprise no one when I put in my notice, but I’m going to do so after a long period of consistent, high-quality work and everyone feeling good about whatever it is I’ve done, so in the years to come people will remember the positive about my contributions and maybe forget about how socially awkward I am and horrible at communicating. I’ll say as little as possible and hope that gets me across the finish line.

Am I Really That Bad at my Job?

It has been easier in my past incarnations to accept failure and move on after a few tears were shed. This time is different. It’s personal. It’s being reassigned not because of the quality of the work (well, I’ve heard only positive feedback on the quality), but because of who I am. While I get it, that hurts a lot more than being told my work was not up to par. When I see a friend/colleague who is smart and confident and well spoken be placed in my former role, I feel no bitterness towards him, only sadness in my lack of ability to perform as expected. I don’t blame anyone but myself, and yet the gash of the moment bleeds deep.

There is nothing worse after being transferred from your role than being told the work you delivered is of good quality. Any compliments from this point on feel like paper cuts along the way as you smile and wave like a beauty queen on a parade float on the way to your next position that has been defined loosely as a transfer, not a demotion. But it’s a demotion nonetheless. It may not have a pay cut now, but what’s cut is the potential for any future growth. It is the company telling you they aren’t in the mood to fire a pregnant woman or a new mom, so they’ll let me work that out for myself. Work myself out. Out of the company.

I realize I’m a difficult employee in some senses. But I’m also incredibly loyal and care deeply about my work. It’s not perfect. I make mistakes. A former colleague of mine reminds me time and again that everyone makes mistakes. People miss deadlines all the time, even people who hold me up to a certain standard. It’s just that once people view you in a certain way, it is near impossible to change their minds. I blame myself for that too—but I never have the energy to play the game of perception. I just want to collaborate and do good work that moves the needle.

The transfer has been handled with what can only be described as disrespect (or ambivalence) to me, but I am trying to not take it personally. If only there was clear communication, or perhaps sharing my new title with me and the plans to move my colleague into my former role before sending out a mass email to the company about the transition and failing to mention the replacement situation, only allowing that to happen organically as suddenly he is empowered to run what I was running days ago. Surely the powers that be see me as highly disposable, at least in not caring if I leave on my own, and also knowing that my compensation (for the next year anyway) is high enough that I would never walk by choice. They know I have to (and will) give my all no matter where they put me.

My boss positioned the transfer as using my skills in the right role, vs keeping me in one that would never be a fit. Yet in my first meeting for my new role she nearly fired me over how poorly I ran the awkward 30 minutes. I clearly embarrass her, and she doesn’t want me on her team, but she is putting up with me either due to HR saying to hold off until I’m no longer a protected class employee or because every now and again I do really good work that makes up for being such a klutz of a human being. Or both. Who knows.

This is not to say my gratitude is lacking. I realize in the middle of a global pandemic I am lucky to have a job at all, not to mention one that, due to stock growth, has an earnings potential in the next year I would have laughed about just 4 years ago as a total annual income I could ever make, even years from now at the tail end of a long career. So I know I need to bite my tongue and grin and bear it. I’m not fired, like another friend and colleague who was let go last year and had since gone on to an even better role. I managed to survive the last dark winter, and made it through the first months of the pandemic and WFH with newfound energy to prove everyone wrong. And the everything came crumbling down. Anxiety. Pregnancy insomnia. The state of the world. From failure to top performer and back all in the span of a few months.

I’m trying not to dwell on it. Clearly it leaves a dull ache even when I put it all to the back of my mind. But I’m trying to figure out how to pick up and move on. I know where I lack in polish I can sometimes make up for in my good attitude. If I focus on being thankful and do not complain or discuss how hurt I am (that I still do not have an official new title, for example, or clarity in what success means in my new role which makes the whole thing seem like a setup to fail) and just smile and talk as little as possible and try my best to do the work, then maybe I can survive. At this point, it’s the most I can hope for. Not long-term survival, but 18 months. It’s completely feasible, even with a tattered ego and watching my colleague step in with the confidence and swagger and intellect I’ll never have to thrive.

As I watch him step in to the position, I also question how I’ll ever be able to convince anyone, anywhere, that I am able to lead like that. I know folks on here have reminded me leadership isn’t everything—but I’m not talking people management, more senior IC where people actually trust you and look to you as an expert in the organization. I don’t know if I’m cut out for that role either. I think my ideas are generally good. But I don’t know how to gain buy in until the end product. Then, suddenly, people see the vision and are saying that the work itself is good. I am personally never satisfied with it, but I’ve learned to accept done is better than perfect (as long as there are no blatant errors.)

The challenge for me is getting everyone to buy in along the way. I’ve found, instead, I have two options: 1. Let everyone else tell me what to do and execute on other’s vision to the best of my abilities or 2. follow my intuition and do what I know will lead to the best result in the end. I find 1 impossible as I am incapable of doing much of anything when executing someone else’s vision—esp when there are 6 different someone else’s who all want something different that I fundamentally disagree with. 2 is always why I have a job in the first place. People remember my output and not how I got there. But then as soon as they do remember they label me as difficult to work with and put me on the path to nowhere and likely pray nightly that I’ll leave on my own volition, sooner than later.

Is it possible to find a stable job where I can be my best self and not feel like a babbling teenager every time I set foot into a meeting? Is it possible to position myself as person to be respected instead of someone who is there to take notes and churn out robotic work just to check the box and get it done? If I can survive the next 18 months, knock on wood, I’ll be 38 when I go into my next job. That’s my “40 year old” job, likely. At 40 people are either moving up in their career or falling backwards. As a mother with young kids, it’s pretty common to slip at this point in terms of growth and long-term earnings potential. Maybe if I lived a life that didn’t include a 7k mortgage, 2 kids, a goal for one more, and a husband who works part time, I might throw in the towel at this point and say I accept defeat and will take what anyone is willing to pay me. But I can’t do that. There is a certain amount I need to make to pay the bills and a target amount I need to make so we can live the fairly modest but good life I want us to live. I am alone in this and alone I have to figure it out.

I don’t even have a clear vision for who I want to be—this work persona I need to invent—in order to succeed anywhere. Certainly, I want to be seen as someone dependable and reliable. But beyond that I want to figure out how to have swagger. It seems now whenever I voice an opinion it comes across as nails on a chalkboard to anyone listening. Yet others just state opinions as fact and no one notices. It’s that raw confidence that I find is impossible to embody. It is something I need to figure out in the haze of new motherhood next year, preparing for whatever it is that’s next, and doing whatever it takes to prove I’m worth saving until it makes sense to step into my new work psyche make that leap elsewhere.

My Three Year Plan: $2.5M Net Worth, IVF, and Baby #3.

The only reason I’ve achieved what I’ve achieved thus far in life is, quite frankly, this blog. Well, the fact that this blog has, since I was 22, force me to plan my life in tiny increments and seemingly impossible goals that I’ve managed to reach time and again. Despite a ridiculous amount of setbacks caused by my mental health issues, here I am, just short of the goal of hitting $2M in networth (including husband’s savings) by 37, and before having baby #2.

But as my 30s come to a close, I have a few major goals to accomplish that are definitely not givens. While my husband and I lightly talked about having a third child should we have two sons first, this week my doctor completely ruined my “sex surprise” by blurting out the sex at my appointment. So it’s a boy. And I’m happy, I really am, and I just want my son to be healthy and yada yada. I know after my first childbirth with my first son ending up in the NICU, just having a smooth birth where baby comes out breathing is a big win. I’ll take that for sure.

Yet like many woman, I long for a daughter. I know it’s a silly thing–people aren’t defined by their genitals. I could have a daughter who decides she is more manly than my boys. Still… I know I’m not the only woman who wants to have a girl. I also know if I don’t at least try (as in use medical intervention to skew the odds in my favor) I’ll regret it. I also will feel that after two kids if it doesn’t work out, I will be sad but accept it. And if I can, in my ripe old birthing age of then 39, make magic happen–I’ll be quite happy.

So, without further ado, here are my goal for the next three years. Keep checking back here as I update with posts on if I’ve achieved any of these goals…

(All goals based on December EOM of the following years)

2020 (Age 37)

  • $2M in total family net worth
  • Own a home and live in it
  • Pregnant with baby #2
  • Keep job through maternity leave start (start in Jan 2021)
  • Don’t get COVID.

2021 (Age 38)

  • $2.5M in total family net worth (including home equity after potential commissions)
  • Live in home and enjoy it (meet the neighbors)
  • Pregnant with baby #2 (give birth in Jan)
  • Keep job through maternity leave (start maternity leave in January)
  • Remodel bathroom, fix electric, add HVAC/AC, epoxy garage floors, don’t let all plants and grass die around house)
  • Use 1 month of mat leave later in year to go back to my childhood home and visit family, help mother clean out house and prepare for sale 🙁
  • Go back to work in May/June, remain gainfully employed (and do a good job) through end of year. Complete vesting of first stock grant.

2022 (Age 39)

  • $2.75M in total family net worth (including home equity after potential commissions)
  • Begin IVF for baby #3 in March 2022 (or sooner, if weaning prior to 2 years of age); g-d willing, pregnant by September (expect to spend 100k on IVF with PGS but hoping to find a job that covers some of this cost)
  • New job by July 1, 2022 (ideally April 1, 2022) closer to my home

2023 (Age 40!!!!?!!!)

  • Survive and not freak out about being 40.
  • $3M!!!?! in total family net worth (including home equity after potential commissions)
  • Give birth to baby #3?!?!
  • Employed at a job I like, that I’m actually good at.

Hmm. I wonder if any of the above goals are possible. The 2M by end of this year is reasonable as the long as the stock market doesn’t totally tank. And I should defiantly be having a baby this January (and hopefully a healthy baby.) Everything else is very TBD.

But these are my goals. I think if I can reach 3M by 40 that would be pretty insane. That’s definitely a stretch goal, even with my husband’s savings added in. But go big or go home, right?

And… I am so scared about doing IVF to try to have my third child, a girl, at 39. I just can’t not try. And I’ve always wanted three kids. I just Never pictured myself pregnant at 40! Gosh, how did I get this old?

It’s the End of My Second First Trimester

Kid #2. There is less joy in this pregnancy. More practicality. I don’t think it’s the COVID situation but I’m sure that has something to do with it. My pregnancy is not one for celebration. It is one for survival to build the family I want. I haven’t post to social media to announce the news — nor to I plan to. No need for jokes about a making a “Covidia” or outpouring of concern. Yes, this baby was planned. You can’t really plan when you have a baby. But we planned to start trying in March and, well, bam, preggo.

I am excited. Excited when I watch my nearly 2 year old develop his own hilarious personality and wonder what this new kiddo will be like. Excited that one day, even if we live in a pandemic-ridden society forever, my son will have another kid to play with vs having to spend all his time with boring adults. It will take a while for that to really be a thing, given baby isn’t due until January and then it’s, well, a baby for at least 8 months or so, but eventually… he will have a live-in friend. Or enemy.  At least some age-appropriate entertainment outside of Sesame Place and turning his Little Tykes slide upside down and jumping on it.

I’m trying to embrace that things are going WELL for a change, but my anxiety is THROUGH THE ROOF. Well in that I’m actually doing a good job at work. I don’t think I’m doing a GREAT job, but I’m doing a REALLY GOOD job. It’s rare for me to say that. I can focus on what matters at home and because I get tired so often I can take breaks and no one cares. As long as I get my work done. It’s wonderful.

But I’m also extremely unhealthy. I’m not moving enough. I live in this 800 square foot 1br apartment and spend most of my day working from my bed. I know that’s horrible especially being pregnant. I need to force myself to move more. But then the days just disappear and I’m like well I guess I’ll get out tomorrow.

January will be rough. I don’t know how to imagine it. My husband and I with a toddler and an infant and probably no childcare and no sleep. If we’re lucky we buy a house where his dad can live and his dad watches our toddler while we go through the delirium that is the first few months child rearing.

I’m sad I won’t get to go to the prenatal fitness classes I loved so much in my first pregnancy, or go to the mom meetups after I give birth and heal enough to go outside. With my first born I took a child development class. I didn’t really stay friends with the moms because I suck at socialization but it was nice to be around other people going through the same thing. I took part in a PPD group at my therapy office and that was nice also, though I’m not sure I want to do that again anyway as I think I have heard the gamut of sad mom stories and at this point I need the strength to do this on my own.

I am nervous about telling my boss I’m pregnant. I’ll be in my second trimester in 2 weeks or so. I could tell her then. I kind of want to wait. She would be happier, I’m sure, if I give her plenty of warning. But things are going so well and I just want to show I can kick ass without her suddenly having to think on how to replace me next year when I’m gone for 5-6 months. It also is awkward to bring up on our zoom 1x1s that are usually so tactical and productive. We don’t small talk much. I will probably just email here before a 1×1 in a few weeks. Very matter of fact. I’m pregnant and I am due on X date and I plan to be out these dates and that’s that. Then if she wants to discuss beyond a quick “congrats” she can. Or we can just bookmark it and she can start shopping for my replacement even though I’m coming back but we all know when you go on maternity leave you lose your step in the career ladder.

Do I care? Not sure. Kind of? I’m not a lifer but I certainly plan to stay a while. And things are finally going well and it is just a shame that I have to pause everything and start over again. But maybe that’s ok. I can use a “break” even though having a kid is NOT a break but it at least is a mental break from my job with another job that is not sleeping and changing poop and having my nipples ripped off by an itty bitty cute baby mouth.

it feels like I’m about to take this massive step to adulthood–home ownership. Second child. Yadayada. I don’t feel like an adult. I just feel tired. I guess that is what being an adult is supposed to feel like, huh?

Am I Having Another Baby?

Given it took months and $5000 of fertility treatments to conceive our first child, I was momentarily bewildered by a very faint pink line on a cheap-o pregnancy test I took two weeks after our first month trying for number two. I joked to myself, as I do, that of course my previously infertile PCOS-ridden womb would get pregnant the first month we tried. I’d be taking the test on Mother’s Day weekend, so it was only appropriate to find out that I was to become a mom – again.

I had taken a test two days prior and it was negative, but I figured I’d waste another cheap-o test and move on with my life. I was convinced that it was impossible to have conceived this month anyway, since my husband and I missed the time in the month I thought I was fertile. But then, as I blurred my eyes at the test, I saw not one, but two lines. I blinked. I waved the strip in the air. I walked away and came back. I took a picture of the strip and sent it to a close friend who knew I was hoping to get pregnant by fall. She responded, “you’re pregnant.”

I dug through my drawer of random things I never used and pulled out the more pricey early response tests I saved for when I might actually be pregnant. Took one. The positive line came back dark pink. “I’m pregnant.” My friend, with one more photo to document proof, confirmed.

Suddenly, my next year flashed before my eyes. I had imagined it all, but not quite so so soon. And with the coronavirus, everything became much more difficult and scary (I was aware of the pandemic when we were trying and decided at 36 with fertility problems and the hope to have at least one if not two more kids, we should get on with it — I figured we’d probably get pregnant in a few months and I’d be giving birth in spring 2021, maybe around the time a vaccine would be available–not exactly January 2021, in the middle of what could be a bad second or third wave.)

So the next year blur — a stomach growing bigger and bigger, being unable to sleep well and having all the horrible third trimester symptoms, not being able to travel to see my mother or sister or visit my childhood home that needs to be sold, the worst possible ways one might have to deliver with COVID-19 around–laboring with a mask and with full-blown corona symptoms unable to breathe, and then just the reality of now having 9 months to move from our one bedroom apartment (a needed impetus to stop being so frugal and get more space), I sat there and took in the reality of what this little pink line meant.

And despite all that worry, I felt really happy. I pictured my son, not able to interact with any other kids these days, having a sibling to grow up with. He has no cousins, and it’s unlikely he will have cousins (my sister is our only hope and if she does have kids it won’t be for quite a number of years), and I want to give him a family (this is also why I want 3 kids even though that’s kind of crazy… we’ll see how I do with two.) I pictured my kids growing up together and fighting and laughing and having fun and being silly.

I went to get my son out of his crib and he was the first to hear the news, and he kept my secret all day. We often jokingly ask him if he wants a brother and he exclaims “or sister!” so I asked him again and told him there is a baby in my stomach. He’s 22 months old so he isn’t going to understand but I made a cute video of telling him and planned to show it to my husband at some point. I knew he would be quite surprised.

That evening, as he was putting my son to bed, I sent him the video and told him I took a cute video of our son but it was too big to upload to instagram. I videoed him watching it. At the beginning I go “do you want a brother?” and so on. My husband, watching the video clueless looks at me and says “it’s a good thing you didn’t post this to instagram, people will think you’re pregnant” (classic) — a few seconds later, when the video reveals me handing a positive pregnancy test to my son as his “present” my husband figured out that he was right about one thing… people will think I’m pregnant.

But over the last weeks, I’ve had some reasons to think that this baby won’t stick. I won’t go into details, but I ended up having an early ultrasound and with only a gestational sac and a yolk sac seen, it’s possible the baby isn’t growing and isn’t viable. It’s also possible I’m just earlier than they think (which I know is true at least somewhat) and we just need to wait and try again in a few weeks. So I’m in wait mode now. I have another appointment on June 15 and will find out if there is a baby or I’ll have to make a horrible choice between getting a D&C, taking a pill to miscarry, or waiting for my body to handle it naturally. I’m hoping I don’t have to make that decision, but accept hat may be the case. I’m 36 now, and it’s just more likely that anytime I get pregnant we’ll hit a bad egg. I’m trying to tell myself that it’s good news either way–I’ve proven I can now get pregnant without fertility treatment, and I should be able to again. And if I am actually pregnant, well, that’s terrifying but amazing and I really can’t wait to have a baby again and grow my family and continue building the life I want.

I successfully achieved having $1M before baby #1 and I wanted $1.5M before baby #2 and I should get there, adding in my husband’s savings. And $2M before baby #3, if there is to be a baby #3, also seems possible. My personal capital account, which shows our pre-tax networth, is at about $1.4M right now. That seems insane to me, as I still remember looking at my mint account with about $10k to my name, wondering how on earth I’d ever save $100k. I have a good $350k sitting in cash for a downpayment (and soon will have another $50k more thanks to some strong performing company stock vesting soon) so everything is really just working out… somehow.

Why is it I still feel so out of control though… afraid to purchase a home… afraid to make any commitments or live slightly less frugally? I really want a home. I want a reasonably nice home, which seems to cost like $2M in the Bay Area, but I’m willing to settle for something a little cheaper, like $1.7M (sigh) and handle a house that isn’t perfect but that is a place to call our own… a place to make our memories. It’s time to leave this 800 square foot apartment and move on with our lives. I’ll miss it, but I won’t miss it that much. Not if we have a home of our own.

At this point, I’m waiting until my appointment next week to see how much we need to rush the moving situation. If there is no baby, then we have a little more time. If there is a baby, then we have less than nine months to move. Even if we wanted to, we can’t legally stay in a one bedroom with two kids. So here we are, family of 3 maybe about to become a family of 4, in the middle of a pandemic, having to buy a house and move and set up our life and figure out if we move south to have a little more house for our money or stay in the area we want to live and have a lot less house or who knows. I realize financially renting makes way more sense but I’m at this point where I feel like what is the point if we don’t have a home to put down our roots in… and a sense of stability and a place that is ours. I’ve saved $1.2M on my own and I know that’s not enough to really buy a house here… but on the other hand, having all that invested in the stock market is risky too and while it will probably perform well over time, why avoid buying the one thing I really want just to have a big number in the bank?

I hope I am pregnant and I hope this forces us to move and find a house and meet our neighbors and be grown ups and grow up. Life is so short and I can’t believe I’m almost 37 and really almost 40. I thought I’d be a lot more settled by this age, but I do think that my 40 I want to have some serious domestic accomplishments, not just financial ones. And I hope that when travel is possible again I can have a guest room for my mother and sister to come visit. I hope I can have a yard to have friends over and sit around a fire pit and maybe eventually buy myself a hot tub though that will probably never happen but it’s a thought. And a garage where I can store my bike and some other things so my living room doesn’t have to be my storage room and my living room and my son’s room with his crib and toys and slide and rocking horse. And my bedroom doesn’t also have to be my husband’s office.

I guess I’m tired of making smart financial decisions and want to make ones that make my life better now. I know I’m so fortunate to be where I am and have what I have. With all that is going on in the world right now, especially the injustices against the black community, I feel guilty being concerned with any of this mundane life stuff. But life still goes on, even as the world needs a big kick in the ass and a whole lot of fixing. I’d like to figure out how to contribute to fixing the world too, but I think part of that comes with my settling down and not having to spend a lot of my energy thinking about “what’s next” and instead focus on stability in my own life and how I can then give back to the world.

Anyway, lots going on right now. I very well may not be pregnant… but I could be. If I was 5w6d at my prior appointment, or even 6 weeks (which I think I was), then maybe it was just too early to see the fetal pole and heartbeat. Or maybe the doctor I saw (not my normal doctor) rushed the appointment and didn’t spend enough time looking because she knew if she found it or didn’t, it didn’t really matter at this point… she was just confirming the pregnancy was not ectopic, which it wasn’t. She did say maybe it’s just earlier than we think and gave me a glimmer of hope pointing to a little speck on the screen saying “maybe something is growing there” so there’s nothing I can do but wait.

…And even if my next appointment, where I think I’ll be 8 weeks and some-odd days, shows a healthy embryo and heartbeat, I can still miscarry at any time or have other complications before a healthy baby is actually born. So I don’t want to get my hopes up. My last pregnancy was relatively smooth, but my childbirth was not. I am trying to just have not expectations here other than hoping that I remain healthy and safe through whatever happens. And that maybe all of this leads to purchasing our home and really starting our life as a family together–I realize that owning a home is not a requirement to do that, but it still feels like something that needs to happen before I feel like I’ve made it as an adult.

 

Financial Planning in the Age of Coronavirus

Like many of you, I’ve been trying to stay afloat–mentally–under stressors that appeared practically overnight. With the economy humming along somewhere through a very long bull market, it was clear the upward tick to the markets wouldn’t last forever. However, I don’t think anyone thought it would end so jarringly.

I sit here from my “shelter in place” apartment in one of the worst hit counties in California. My company went a little early in moving to WFH and I’ve been adjusting, but the last weeks have been a bit of a blur. On the Saturday before my company decided to move to a WFH policy, I felt I was coming down with something. I don’t think I had a fever, I just had mild aches, and my chest immediately felt impacted. I went to work on Monday (if I had a fever I definitely wouldn’t have) and waited for my company to make the call. It wasn’t far into the day Monday when whispers of the company going fully remote made their way around the office, then an email formalizing that we would no longer be coming into the office for the next few weeks.

My lungs tight and heavy managed to breathe a sigh of relief. All I wanted was to get home and keep my family safe. At the time my 76-year-old father-in-law who provides childcare was still coming to our house via the train. It made no sense. I feared for his health and safety. In those 24 hours our worlds changed. Grandpa no longer would take the train to provide childcare. But my husband and I would still continue working, albeit with both of us WFH, with no childcare.

Over the next days my lungs felt like they had a cool liquid pouring into them, a slight burning sensation, and I felt winded after walking or picking up around the house. With no fever, I didn’t want to be a hypochondriac, but I emailed my doctor and she said normally she’d have me come in to check out my symptoms (as they were concerning) but with coronavirus going around she couldn’t, so she’d just treat me for pneumonia–just in case that’s what I have. Coronavirus testing was out of the question since I hadn’t been to another country recently and had no known contact with another person who tested positive. I was put on a course of powerful antibiotics and provided an inhaler to help me breathe.

The next day, our entire region went on full lockdown.

Two weeks later, my lungs still hurt. I’m not sure if the antibiotics did anything. I’m not convinced I have coronavirus, but I’m also not convinced that I don’t. My husband had what appeared to be a bad stomach bug with a low fever the same week I first felt ill, and now coronavirus reports say that sometimes it starts with gasterontestinal issues. He too felt some tightening in his chest. Neither of us were coughing, though–so what we have could be pretty much anything. If it’s coronavirus, we’ll never know outside of suspicion. I know whatever is happening to my lungs, this cold fluid sensation and the tightness in the center of my chest, is new to me. Could it be crippling anxiety? Sure. But the cold fluid sensation is strange and I continue to have mild respiratory symptoms.

I think I’m ok. Physically I’m just trying to take it easy. Mentally, I’m a mess. I know way more than I ever wanted to know about pandemics and how they exponentially spread. I’ve spent countless hours trying to convince my boomer mother, stuck in her snowbird condo in Florida, to take this seriously–especially given she’s in an area with a lot of older people mixed with young tourists where things will likely get bad.

Then, there’s my portfolio. Down something like $200k, give or take, prob give quite a bit more in the coming weeks. I’m a buy-and-holder, and got my start in investing right before the 2008 downturn, so I believe in the power of investing when everything is going haywire and how the recovery is when wealth is made. Downturns are good for the market and give us a time to buy on sale. But this whole situation is unprecedented and things can get a lot worse than they are. It’s unlikely–given its fatality rate–that the economy will fail to recover once a vaccine is tested and brought to market. But I don’t know how the economy can handle everything shutting down for a while, especially if this goes on (or on and off and on again) for 18+ months.

I’m using this opportunity to rebalance my accounts, but not to sell for no reason. I’ve been doing some unrelated research regarding asset allocation including real estate, as well as what one should really have in cash for a home purchase. I’ll write another post about that eventually, but I’ve basically determined that 30% of my net worth should be held in real estate. I’m looking at 30% of my net worth including a downpayment, closing costs, and a conservative 12 month emergency fund. In order to afford a $1.7M house, we need $500k cash in the bank.

My CFP who I hired for a year (who is no longer my CFP) recommended putting my downpayment into municipal bond funds for the tax advantages over the low interest-paying savings accounts. Well, that plan went to shit in the last two weeks. Apparently muni bonds funds are usually super stable. But after I put $200k into them, they decided to become volatile in a way they haven’t been since 1987. So far I pulled out the $200k (down to $192k) and put it into a short term bond fund, to take the loss in the intermediate state muni. That hurt a bit. Will probably just move everything to cash soon. It seems like this will be the year to buy–that is, if I can keep my job!

On top of all of this I’m not questioning the timing of trying for my next child. Due to infertility issues (at least with my first kid) plus now my “advanced maternal age” of 36, I really don’t want to wait. I also really don’t want to be pregnant–with the weakened immune system that comes with that–in the middle of a global pandemic. If I do get pregnant, we also have to move, which isn’t horrible since I do think this will be the year to buy. But if we’re on a year-long shelter-in-place, I don’t know how we’d move. We couldn’t even look at houses–or rentals for that matter. I think we could manage a year with two kids in a one bedroom (we’d save a ton that way) but legally you’re not allowed more than 2 adults and one kid per one bedroom, so we’d be in a bad situation… if it gets to the point where I’m pregnant and we aren’t allowed to leave our homes except to get groceries and medical supplies.

My overall thoughts right now is:

  1. Make sure we have our downpayment fund (ideally $500k) secure in cash or cash equivalents by fall (we have about $363k right now if I sold the bonds, and if I needed to I could make up for the rest selling stocks, but I’d prefer to not have to do that.) Be ready to buy when no one else is buying.
  2. Try my best to keep my job. I’ve actually been making progress on my coaching plan and things seemed to be turning around. Then Corona hit and–who knows. I’d be on the chopping block if there were layoffs, probably. I’m hoping we don’t have layoffs coming, but I have to assume they are with the state of the world. If I assume they are, then buying a house sooner than later makes sense (kind of, I mean not having a job won’t be great after buying a house, but that’s why I’m making sure we have a 12 month emergency fund.)
  3. Just try to get pregnant and see what happens. Worst case, I’ll be giving birth while incubated with a shared ventilator wrapped around my head, with my husband waiting from home to hear if I’ve survived childbirth and coronavirus and if the baby is ok. Ok, that’s a pretty horrible worst case, but it’s a possible one. More likely if I were to get pregnant I’d get a different standard of care as the doctors would try to keep me out of the office as much as possible. Given my infertility situation, it’s still unlikely I’ll get pregnant naturally. I do worry about being able to get infertility treatment in the next year, especially if we need something beyond the medication-based treatment protocol we did to conceive baby #1… The good news is that I conceived baby #1 right after a 3 month in-between job break where I focused on my health, travel, and relaxing. This isn’t exactly the same scenerio–I’m working and stressed–but I think over time with this WFH situation, if I can manage to keep my job and be as productive as I know I can be WFH, I can really focus on making the most out of every hour in the day to eat healthy, exercise, sleep, and do the things that set my body up for the healthiest possible pregnancy.

Things sure are crazy for everyone these days. I know I’m not alone. I’m trying to figure out how to balance being a mom and working from home with no childcare and getting to that level of health I want–I ordered some new running shoes and plan to use them, while staying six feet away from the other residents of my neighborhood, to disconnect from the panic sensation that fills me daily and reconnect with the sounds of nature and the taste of spring air. I hope things go somewhat according to plan, but not counting on it.

 

 

 

 

June Networth Check-In: $612,000

I haven’t written on here in a while, so I thought I should check in on my networth goals for the year. Things are looking strong for the year thus far, with $612k in networth hit June 1. The goal for the year is somewhere between $650k-$700k, but I’d really like to hit my stretch goal of $700k by Jan 1.

This seems somewhat doable if the stock market continues to perform as well as it has for the first half of the year. I’m likely going to see about $50k-$55k from stock before the end of the year as long as I keep my job, which leaves less than $40k to make up to get to that $700k goal. Of course, maternity leave is not going to help me achieve this at all, but that is what it is.

I’m still very confused as to how maternity leave will impact me financially. I have some idea on this, but there are so many nuances to the rules it will only make sense after the fact. I know that for my disability leave I get a percentage of my pay for six weeks, but it’s pre-tax, so maybe it will be somewhat close to my total salary. I also know I won’t be eligible to contribute to my ESPP when I’m on leave, which is crappy but makes sense since I’m not actually earning income during that time.

At this point, to minimize the hit on my financial goals for the year, I’m planning to work up until my due date and then to take the 12 weeks off that are semi paid and deal with the losses from those weeks which hopefully won’t be too bad. I can take another 6 weeks protected unpaid, but I’ll prob save those weeks until 2019 and decide if I want to take them then, since if I manage to keep my job all 2019 I’ll be in a higher tax bracket then and the loss of income will be less noticeable, maybe. Still, may decide not to take that time since it’s unpaid and I can’t contribute to the ESPP again then.

Really, my #1 focus is on keeping my job as long as possible. With my stock (which is RSU not options) at this point my networth is really ~ $892k+, but I’m not counting the stock that isn’t in my back account yet since I don’t actually get it until I get it. But, seeing $892k as my approximate networth feels good and makes me think that $1M goal before kid #2 is achievable. After all, I’m $112k over my goal of $500k before kid #1. So grateful for saving throughout my 20s and focusing on savings. Once I get to $1M, I’ll feel a lot better about my life stability.