Tag Archives: blogger

Personal Finance Advice? Do I Have Any To Give?

My latest blogging kick has me obsessed with frequent updates to this blog. But sometimes I wonder what I should be writing about. It’s too easy for me to complain about money — not having enough, having enough but not knowing what to do with it, not having enough and not knowing what to do with it — but who wants to read a monologue of complaints? My financial life isn’t filled with massive drama, debt… I don’t have a mortgage, or a husband, or kids… and I try not to shop. So what should I write about?

Sometimes I think I should try to be like I Will Teach You to Be Rich or Living Off Dividends — but, what brilliant advice do I have to share? I’d love to be a resource for personal finance advice, but the best I can do is to tell my peers to “save money,” “invest in a Roth IRA early,” and “negotiate for higher pay when your living expenses are low.” That’s about all the personal finance advice I have for everyone. If this blog can be inspirational as an example (maybe my networth growth chart, in the left sidebar, will inspire someone?) then great.

Otherwise, I don’t want to turn this into a blog with posts like “The Top 10 Ways to Save On Taxes.” I don’t know the Top 10 Ways to save on taxes and honestly there’s a thousand other places where this information exists. I’ll write about it if I actually have saved using certain strategies, but I don’t want to write something just because I read it somewhere else, and need more link bait SEO content.

Instead, I’m just me. I do manage to run into the typical personal finance issues we all have to deal with (hey, my car engine started doing something really weird tonight, it might be time to retire my ’99 Toyota soon) but I’ve yet to get deep into the bigger personal finance issues of life. The second I start shopping for a condo or a house, this blog will probably get a lot more interesting.

For now, I really wish I could provide good advice on finances, career, etc. I get so giddy when someone who reads my blog e-mails me with a question and asks for my advice.

Today, a blogger I respect and read often asked for some advice on working in technology marketing & Silicon Valley. I’m thrilled to offer that kind of advice, especially by phone or Skype, because I do know a bit about how things work in this industry and have some wisdom to impart. That wisdom I’m hesitant to write on here since I’d like to maintain some level of anonymity around here.

Would you like more articles on personal finance advice here? Or am I doing ok just writing about my life as it relates to money…?

First-Ever Carnival of Female Personal Finance Bloggers

Welcome to the first-ever edition of the Carnival of Female Personal Finance Bloggers!
Thanks for all of your great submissions. Posts in this carnival must be written by female personal finance bloggers. That’s not to say guys don’t write great posts, but this carnival is specifically geared towards highlighting female PF bloggers.
That said… I don’t have time to go through the submissions this second, but I want to get this carnival up on time. If you could do me a HUGE favor and comment w/ any of the posts that are not written by female bloggers, I’d appreciate it — and will clean up the list when I have a free second to breathe. 🙂
For those of you who mentioned you were interested in hosting next month’s carnival, I will be in touch soon!
Topics…

debt

Madeleine Begun Kane presents Hapless Home Buyer?s Guide posted at Mad Kane’s Humor Blog.

Tiffani G Peterson presents Credit History Repair: What If It’s Beyond Repair? posted at Credit Repair Secrets.

KCLau presents Case Study: Consolidating Personal Loan, Mortgage and Credit Card Debt posted at KCLau’s Money Tips, saying, “Managing debts…”

Jacqueline Gharibian presents 5 Tips On Credit Repair posted at Debt Management Help,Get Debt Help, saying, “In today’s world, credit is essential. Most of us use credit almost every day without even thinking about it: credit cards, car payments, house payments, etc.

frugality

Lulu presents Why I Am Keeping My Budget The Same After A Salary Increase posted at How I Save Money.net, saying, “Even though I got a salary increase I am going to live on my previous budget.”

Kelly Whalen presents restaurant savings: coupons, books and sites to save your bread posted at the ¢entsible life, saying, “I cover ways you can save bread when eating out. This post also includes my appearance on a local morning show.”

Ornella “Nelly” Grosz presents SEXY MONEY posted at Moneylicious.

The Debtress presents Money-Saving Tips: No-Spend Days posted at – The Debtress Blog –, saying, “No-spend days are a great way to exercise your frugality muscles. Get some tips on no-spend days.”

Ken and Daria Dolan presents Simple Ways to Save Money on Your Utility Bill From “Daily Money Dish”, A Blog by Cindy Butehorn, Ken Dolan, Daria Dolan: Dolans.com posted at Dolans.com – Daily Money Dish, saying, “With winter right around the corner and heating prices already heating up, here are simple ways to cut your utility costs!”

FIRE Getters presents The Witch of Wall Street – Henrietta “Hetty” Green posted at FIRE Finance.

money, savings & life

me in millions presents No spend? posted at me in millions, saying, “A post about questioning “No Spend Days” that some bloggers have. It generated some interesting comments.”

Jessie presents Clothing Fund posted at Jessie’s Money.

Khan Ben presents B-Schools Seek Boost By Targeting Women posted at Higher Education and Career Blog, saying, “Some of the nation’s top business schools are scrambling to break a glass ceiling on female enrollment. Here’s how they’re trying to reach out to prospective students.”

Braudis Lee Pegram presents New SBA Online Training For Women Entrepreneurs posted at The koH Resources Blog.

Sarah Eliza presents Wallet-Friendly Ways to Make a Difference TODAY, aka “Broke” and “Charitable” can still go hand-in-hand! ;P posted at Devastate Boredom, saying, “Thank you for your time and consideration! :)”

That concludes this edition. Submit your blog article to the next edition of
carnival of female personal finance blog
using our
carnival submission form.
Past posts and future hosts can be found on our

blog carnival index page
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so close to actually getting paid on adsense

I started testing out adsense on my blog a long time ago. Since this blog doesn’t get that much traffic, I assumed I’d never hit the $100 that’s required in order for them to even send a check to me. But I’m… almost there. I’ve made $98 and some cents, and that’s a pretty incredible feat, given that this is just a side project / hobby of mine.

How much have you made via adsense on your blog or website? Do you use a different ad network that offers better results?

Making Money with Blog Advertising

… I’m not going to give you a list of “how to make money on your blog” here. Apparently, AdSense is not really working for me. It seems the more quality clicks I get on my site, the less likely someone is to click on an AdSense link. Which is perfectly fine, but kind of defeats the purpose of AdSense.

I’ll keep the ads on my page for now, since I take in maybe $1-$2 a month (that’d be 1-3 clicks a month), but what surprises me most is how in the last few weeks my blog traffic has gone up substantially and consistently (yeay!), but my AdSense earnings have not reflected my increase in popularity.

Meanwhile, the one ad I sold on my site made more money than I’ve made on AdSense to date, and I bet that ad gets more clicks too (though I have no way of measuring that). People are just so numb to AdSense these days that anyone who actually reads blogs on a regular basis will very, very rarely click on an ad. Sometimes I’ll click on ads other’s blogs because either I’m interested in the advertisement or I just want to help the blogger out a bit. But most of the time I forget to do this.

I’m running a poll right now on the left side of my page about AdSense, where I’m asking you, the reader, if you ever click on AdSense ads (not just on my site, but on any site.) If you haven’t voted yet, take a second to pop in your opinion. I’ll post the results at the beginning of next month.

Meanwhile, I’m enjoying watching my readership grow. It’s a slow, sloooow process, but you’ve got to start somewhere, right? I look at some of the PF blogs out there that have over ten thousand feed subscribers and I wonder how they did that! I have 28 right now (I gained a few and lost one thanks to that vibrator post, heh) and that’s the highest it’s been yet. It’s exciting to know that people out there in cyberland can relate to my financial experiences. I’m ever-so grateful for all the advice my readers have given me to date.

So even if I won’t make more than a buck or two a month by writing in this blog, I make a lot from getting to meet great people (albeit anonymously) and learning more and more about how on earth I should manage my out-of-control budget and investing experiments.

If you enjoyed this post, consider subscribing to my RSS feed.

20 Readers!!!

I’m thrilled to see the number of my “feed readers” going up this week. While I know my blog doesn’t provide tons of useful money-saving tips (yet) like some other PF blogs, I hope that my audience enjoys my honest musings about money, life and growing up.

If you haven’t signed up in a reader yet, just click on the orange “subscribe” button on the top right column. No pressure, but it’s a great way to make sure you’re the first to know when I finally start writing some useful material in this blog. 😉

New Design!!!

After over a year of procrastinating, I’ve finally gotten around to revamping this blog. It’s not perfect, but as it looked like it belonged in the gallery of blogger-crap-of-fame before, I’m proud of the updates. What do you think? Any suggestions?