
November was a reasonably successful month for networth growth. According to NetworthIQ, my networth is now $541,989. This is a 2.98% (or $15.6k) monthly increase from the end of October.
End of Month Spend Report
Income: $7826
Spend: $3907
Remainder: $3919
Spend Breakdown
- Rent: $1350
- Auto: $284
- Bills: $170
- Entertainment: $48
- Food & Dining: $707
- Health: $114
- Infertility: $563
- Shopping: $1821*
- Travel: $190
- Other: $10
Went a little (ok a lot) crazy with shopping this month… mostly due to the Sephora Rouge sale. Don’t judge. I’m planning to return a chunk of items I bought that I don’t need, so that will hit December’s spend. Had I not gone psycho on shopping, this month would have actually not been that bad.
Despite spending way too much at Sephora (*this includes all of my hair products for the year, which I acquire for 20% off. And, other things I don’t need.)
My budget goal was $4400 in spend and I actually only spent $3907 so while that’s close, I’m $500 under my target spend. Not bad. I can do better, but not bad.
And all this spend was BEFORE I knew I was pregnant… so I’m definitely going to focus on cutting down the shopping habit going forward. The good thing about living in a 1 bedroom apartment is that it’s hard to go too crazy buying things for the soon-to-be newborn. And, I now have a very real “why to save” goal ahead of me… coming in 8 months! OH MY GOD. My objective is to save as much as possible before baby comes. That, and kick ass at my job so my boss allows me to work remotely and keep earning income when I return from a very brief maternity leave. (AH.)
December Spend Target: $2950 spent / $4876 saved
- Rent/Home: $1350
- Auto: $300
- Bills: $200
- Entertainment: $100
- Food & Dining: $700
- Health: $100
- Infertility: $0
- Shopping: $100
- Travel: $0
- Other: $100