Well, here’s a new one for me. I filed for unemployment this month and have since gotten three forms in the mail to fill out and send back. I’m trying to sort out what it all means. Apparently, I can get $450 per week in unemployment insurance, or $1800 per month. That’s a lot for not working at all, I must say, even though it’s not close to what I was making prior to losing my job.
What I’m trying to understand now is how freelancing effects unemployment wage. It seems silly to bother freelancing if the government will just deduct your freelance income from unemployment (unless it happens to be more than your monthly paycheck.) Right? The thing is, right now I’m owed about $1000 for freelance work I completed. $450 for one gig, $50 for another, $475 for another. I guess I should have filed my invoices more timely, but I didn’t EXPECT to get laid off. Who does? Well, I felt it coming, but I thought I had one more month to get everything in order.
Regardless, my one freelancing job still gives me the potential of making $500 a month. I don’t “need” to file my invoice each month as far as I know, I’ve never been asked for my invoice and have often put a few months together when I didn’t have time to send in a detailed invoice any one month. But then it will look like I’ve made $1000 or $1500 in a given month, which will surely effect my unemployment wages. Would it be better to just stop working freelance at this time? It would be a bummer to give up my $500/month gig. Or should I just put off filing my invoice until I have an actual job again?
Does anyone have any experience with this?
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