I haven’t been to a therapist in a while. The last time I went to a mental health professional, I went to a psychologist who diagnosed me with major depression and gave me Lexapro.
A few months later when I was out of a full-time job, I was unable to get health insurance because I had major depression on my record.
Now that I have health insurance again, I wanted to pursue mental health counseling.
But it turns out all the counselors I’ve found (that call me back) are not on my insurance. Plus, due to my high deductible insurance, it doesn’t really matter anyway because it is unlikely this year I will hit my $1500 deductible. I am at about $600 right now.
At the moment I’m likely going to do:
Group Therapy: $200 / month (and that’s a discount)
Career Counseling / ADHD Counseling: (2x a month) $240 / month
So that’s $420 a month on mental health services. None of which are covered by my insurance. Not that they should be. It’s just, well, it’s a lot of money. I’m earning more this year than I ever have before, but also spending a lot more on things like this. I wonder if it’s worth it. How much counseling can a person get. It would be cheaper just to get a refill on my antidepressants from my regular doctor, instead of going to counseling.
But then, if going to counseling can help me remain employed, then it is worth it, right? I mean, what’s $420 / month versus not having a job at all?
I wonder how helpful these various counseling methods will be. They are all so very expensive. I make enough money where I should be able to afford them ($75k / year). It just seems like I shouldn’t be spending that much on my stupid depression, anxiety, ADHD, and other mental disorders. And this isn’t even including seeing a psychiatrist who could prescribe me meds.