Do I really need healthcare?
Well, apparently I was denied coverage from PacifiCare due to my pre-existing conditions. That’s not good, since my health insurance agent basically told me that they’re the most lenient when it comes to this stuff, and I didn’t even note on my application that I have “major depression.” I just put down that I have anxiety/depression and took Lexapro and Xanax for this problem for one month each. To be honest, I’m done with meds for anxiety forever. I don’t like them, they don’t help, they make me feel sick, and they cost too much, even with insurance. I also noted that I have irregular periods, but I didn’t label it as “PCOS” because I thought that might get me denied. Oh, and I mentioned that I did have a ruptured cyst on my ovary last year. Yea, so I was pretty honest, minus fibbing a bit on my mental health diagnosis.
Anyway, fuck, I wasn’t approved. Now what? Well, my options, according to my agent, are signing up for a state plan where I’d be pre-approved but it would cost more. $240 a month for Kaiser, or $290 for Blue Cross. I’m pretty sure these are high deductable plans too. Yea right. I don’t make enough for those plans.
In short, it looks like I’m going to have to go without health insurance for the next ten years. I think that’s when I can wipe my mental health problems off my record. Let’s hope I don’t get into any near-fatal accidents between now and then.
Gosh this makes me sad.