Tag Archives: new years

Hello 2015! Goodbye 2014. And so on…

It has been one hell of a year. Accounting for all that has happened, no wonder I feel mildly overwhelmed. As life speeds ahead, I’m grateful for this one day a year to stop and reflect on how much changes in the course of 365 days. A lot, to say the least.

I’m trying to become a more mellow person, but that’s a struggle. Whatever seems massively important today, unless it has to do with your loved ones or close friends, isn’t really that important at all in the grand scheme of things. When I care too much about everything, that’s when shit starts to hit the fan. Work is work, love is love, and the two should never be accidentally interchanged. I’m not saying that one shouldn’t work hard and get shit done, but the amount of stress I create for myself on this impossible quest to perfection, and the ultimate downfall of such anxiety, is not worth it and it doesn’t help anyone.

In 2015, I’d like, more than anything, to manage a solid and productive year at my current job. This will not only enable me to reach or at least get near my 2015 financial goal of $400k networth (up from $300k today), but it will also provide me with the confidence I need to be highly employable going forward, with a playbook to use which can be followed in any role I take, at least within my specific type of position and industry. It’s creating the playbook that’s hard, especially when you have to learn from trial and error.

In my last opportunity, I realize now that a lot of the challenges there were not my fault. I didn’t make the right plays, for sure, but sometimes young companies have issues beyond what a marketing or sales person can help. Lesson learned there is to never take a job unless I believe 100% in the product and also know there’s a large pain point it is solving.

That’s not to say anything is going to come easy in 2015. I am in a much better situation, but some of the realities are the same as the last and I want to make sure not to make the same mistakes. While I don’t want every year of my life to be dedicated to my career and working long hours, I think 2015 is the year to do it. I don’t have kids yet (but hopefully will soon) and outside of a stable relationship with my boyfriend of nearly nine years, I don’t have much of a social life to speak of, so I might as well invest my 2015 into, as calmly as possible, kicking ass at my job. (And accepting help from the right people who can actually GSD. I.e. hiring smart and making decisions not based solely on resume but on my gut.)

I’m also accepting that there are some things I’m good at and some things I’m not so good at — and I want to forget about that and try my very best to see what I’m truly capable of — if that isn’t good enough for this role or this type of role then, well, I need to figure something else out. I’m hoping that’s not the case, but we’ll see. The difference this time around is that I want to push myself to do whatever it takes to succeed. It is going to be a struggle every step of the way, but what good taste of victory isn’t?

As a working professional, I’m not allowed to be scared, but I am, but I’m also reminding myself that it isn’t worth being scared over succeeding or failing in a job as long as you believe you’ve actually done your best (and you have enough of an emergency fund in the bank to help you through whatever transition needed should you falter.) I have to wake up every morning and ask myself — what needs to get done today? And I need to get that done. Period. No getting distracting on projects that may help the bigger picture but aren’t contributing to your core objective. To succeed at work, you have to be selfish. You have to learn to say “no” a lot. And you have to get results so people trust that when you say no, it’s for good reason.

Outside of work, I hope 2015 will be an exciting year on the personal front. It should be the year my boyfriend proposes to me, which I’m actually excited about given we’re pretty much married at the moment and there is no other person I’d rather spend the rest of m life with. What I have learned about myself is that – while I thought I’d want to marry someone who is career-minded and well-traveled, for many adventures throughout the next however many years of my life, I’m actually much more of a homebody who prefers stability in my relationship. That’s not to say we don’t take trips on occasion, but we’ve yet to travel abroad with each other (my Southeast Asia trip was with a high school friend, not with him) and that’s ok. I’ve discovered that the value of a relationship is having someone to come home to at night, to share a meal with, to watch a movie or tv series with, to cuddle with and wake up next to in the morning. And, of course, to raise a family with when the time is right. All of the other excitement can be obtained outside of a relationship in the form of individual adventures and sharing time with good friends.

2014 has also been a year of seeing my parents go through their own transitions. My mother turned 60, my father, in his 60s, still has terminal cancer, yet is doing miraculously well, #knockonwood, and they’ve been remodeling all of the bathrooms in their home, considering purchasing a condo in Florida to spend the long winters, and surprisingly enough have not killed each other on a series of road trips across their part of the country. I have to remind myself often that I’m now old, and so are they. I mean, 60 isn’t that old necessarily, but 60 year olds are grandparent age, and neither I or my sister have had a child yet, so they’re occupying themselves with a variety of other engagements. But it is strange, how fast life goes, and remembering your parents when you were young, and knowing your time with them, even without accident, is limited. Living far away, if you see them twice a year, for 30 more years, that’s even just 60 more times to say hello and goodbye to the people who made you, and that’s a terrifying thought, no matter how many times they drive you to want to jump off a bridge on each visit.

I hope that 2015 is filled with success, love, and friendships. My resolutions are to go to the gym every weekday (or walk at least one hour with commute), to NOT pig out, binging on crap food just because it is the only thing that helps combat my terrible anxiety, to focus on the primary success metric on my job and relentlessly show results to my boss and team so they can trust me and I can expand to do the things I enjoy most while still delivering unprecedented results, and to spend reasonable amounts of quality time with my family who are across the country, not just my parents, but my cousins, grandparent, and sister. I also want to get rid of tons of shit and live a simpler life.

Finally, my New Years resolution, which is crazy, is that I don’t want to buy anything (other than perhaps a new suit and coat) between now and June 2015, as my focus is on losing weight and saving money. I want to have my 401k and HSA maxed out by March ($20k), following by investing in a post-tax IRA ($5.5k) and manage to save another ~40k-75k through some serious frugality over the year. I can’t focus on that though, as it distracts me from what gets me there, being successful at my job, and growing into an actual executive who looks nothing like the me prior to 2014. Bring it on 2015, I might not be ready for you, but let’s make it happen.

 

Happy Holidays from your Favorite Agnostic Jew!

It’s that time of the year again. Wasn’t it just Chanukah / Christmas 2010? I swear I was just writing my “2010 wrap-up” post yesterday. In any case, it’s somehow almost 2012. I’ve made it through another year. So has the world. Huzzah! 

The past year has been one of incredible growth professionally and personally, a few (ok… one) major mistakes, and new doors opening to great opportunities. I really feel like I’m getting older, not just in terms of how long my feet can handle mini stilettos, but also in how I’m relating to the world.

I went to my 10 year reunion in November — I can’t remember if I wrote about that here or not — and saw a bunch of old classmates who hadn’t changed. They were still living in the same town, for better or worse, and I had been away — for 10 years. It was just a little over 10 years ago when I left home and went to the midwest for college, and then packed my bags to move to San Francisco with a barely-paid internship and absolute terror over what the future might hold, and every possible morsel self doubt one could swallow.  Continue reading

Hello 2009

I just opened up my Google Doc spreadsheet tracking my various accounts and realized that my 2007-2008 sheet is officially complete. Even though my spending habits weren’t perfect last year, it was the first year of my life where I tracked my finances, and can learn from my mistakes.

There were moments when I spent foolishly in 2008, which is why my overall networth has gone down (not to mention all my stocks taking a nosedive with the market) – but I resolve to be smart about my spending in 2009.

If I can keep a steady job, there is no reason that I can’t save $10 – $20k in one year (including $5k for my Roth IRA). My rent costs are low (finally), I’m working a job where I can wear jeans and a t-shirt, so I don’t need to spend on fancy clothes, and really my only major expenses should be to visit my family back east about twice a year (or more, since my dad has cancer and won’t be around much longer.) But even with a few trips back east, I should really be able to save.

2009 is largely depending on whether my current position will turn full time or not. If not, there’s a chance that not means I’m out of a job. I should be finding out about that this month. I’m slightly worried, though at the moment the whole situation is looking promising.

I really want 2009 to be a stable year financially and emotionally. I’d like to take all my urges to spend and instead use those to be healthy… to go for a bike ride, or to play tennis with my boyfriend. I always spend the most when I’m going through a depressive phase, and I’m hoping the depression is over and done with. I’m 25 now and I sort of have my life together. It’s pretty crazy to say that, but it’s true. Finally.

New Years Eve

Half the world is out partying tonight, but I’m staying in. Tonight is the night when restaurants, hotels and nightclubs charge an exorbitant amount to partake in what they do what they do every other night. I just can’t justify spending $100+ for one evening just to get into a club, let alone $300 or more.

Then again, part of me wishes I lived the lifestyle where that was my life. Where I could spend $300 for a night out just because it’s an arbitrary day of the year that’s a big holiday. To get dressed up and look hot and go dancing and get drunk and count down to New Years with a bunch of other drunk people who also spent too much on their evening.

What I really want to do is start a movement to celebrate all holidays the day after. Yea, I’ll call it the DAY AFTER movement. You celebrate all holidays one day after so your holidays don’t cost you an arm and a leg. Just think of how much you’d save doing Christmas the day after w/ all those sales. And you could enjoy a nice New Years out without being charged a small fortune for it.

Do/did any of you go out to celebrate New Years? How much did you spend?