March Networth: $573k

How did it get to be March 1 already? Oh, right, February was a short month. Amazing what a difference a few days make.

My networth in March was relatively flat – and down a little bit – but that was expected given I ended up having two weekend trips which cost more than planned (and were worth it, pre baby and the no-travel time of my life.) I wanted to be at about $576k by this month, so I’m down $3k. I’m supposed to be at $589k by April 1… which, unless stocks bolt up in the next few weeks, is highly unlikely. Continue reading

Can you teach empathy? Pregnant daughter of narcisstic parents would like to know…

My sister and I surprised my parents this weekend with the news – I’m pregnant. While I envisioned the surprise – in a normal, loving family -to go something like this…

My parents would meet my sister, who was visiting for the weekend, and she would enter their condo and go to her room to pull out a gift from me to give to them, without them knowing. I would call “from the west coast” as a coincidence, to say hi, and they’d mention my sister just arrived. Then my sister would give them the “gift” and they’d open it to see inside something that clearly stated they were going to be grandparents. At the moment they were having a loving, emotional, “we’re so happy for you” reaction, I’d knock on the door and they’d be further surprised that I was there, not across the country, to celebrate with them this wonderful news. We’d embrace and cry, especially since they know and understand how much we’ve wanted children and how hard it has been to get pregnant, and we’d all go out to celebrate, excited for them to be grandparents, excited for my sister to be an aunt, and excited for myself and my husband to soon be bringing new life into the world. Continue reading

So I told my boss that I’m pregnant.

It was as awkward and uncomfortable as I expected it to be. At 15 weeks, I figured it was time to spill the beans. Even though my boss may have ignored my rampant weight gain, eventually he’d figure out that my growing stomach wasn’t just due to age and binging on carbs.

So I told him. In our regular meeting, I knew I had to find the time to bring it up. There’s never a good time. I thought of starting the meeting with “I’m pregnant,” but he started talking about a different topic immediately so I had to wait until he asked his standard question “how are you?” — Continue reading

So My Employer Over Contributed to My 401k – Now What?

Although I had the idea last year to contribute enough for my 2017 401k to obtain the match my company provides, I decided against it since I didn’t want to mess anything up w/ my taxes.

Fast forward a few months and I notice something strange when my Fidelity 401k shows a contribution on Jan 2. This clearly came out of my final 2017 paycheck. I looked at my paycheck and confirmed this — my employer made my contribution in 2017, even though I told them not to start contributing to 2018. Continue reading

14 Weeks Pregnant, 2 Weeks Until I Tell My Parents!

Today I have officially entered the second trimester. I’m fortunate that my first trimester was actually not that bad–no major morning sickness outside of mild nausea if I didn’t eat anything in the morning. The side effect of NOT having morning sickness is that I did gain weight — too much weight — during the first 13 weeks of this pregnancy. I had plateaued for a while at 11 lbs gain and then shot up to a total of 16! Yikes.

Outside of my rapid weight gain, though, what I’m really concerned about is this 6 weeks maternity leave situation. The more I think about it, the more upset I feel that my work does not allow me to use any vacation time (since we have “unlimited vacation” they do not have to approve any and it’s not possible to accrue PTO) so I have no choice other than to head back to work at 6 weeks post birth or quit. Since I have no plans of quitting (and it would be rather devastating financially for many reasons) I’ll be headed back to work fairly soon after I meet my first child.

Continue reading

My Messed Up Maternity Leave Plan That Makes No Sense

The good news, is I get some paid maternity leave. That’s more than most women in this country can bank on. I’m extremely fortunate that my company has to follow the laws of the land (in this case, California) to provide 4 weeks of “before due date” and 6 weeks of “after delivery” protected leave with some pay (via state disability, and the case of my company, a few weeks fully paid.)

Now, the good news is that I get ANOTHER 6 weeks of semi-paid leave after the first 6 weeks of disability. The bad news is, I’m not allowed to take it until I hit my one year mark on the job — which means I’ll have anywhere from 2 weeks to 2 months (1, if I give birth on my due date) in between leave #1 and leave #2. I thought maybe they’d allow me to take a week or two unpaid, so I could be home 8 weeks with newborn, but no dice. Basically, they are strict about these policies. Since we have an “unlimited time off” policy I’m, ironically, not allowed to take any time off (vacation OR unpaid) after I get back from my 6 weeks. That seems kind of f’d, esp the whole not being allowed to take UNPAID time, but that’s the law – and my company is not going to go out of their way to provide anything beyond the law, esp to someone who is so new. I can’t blame them, but it still sucks. Continue reading

A Happy Post, For a Change: Hello Second Trimester

I sat on the floor early this morning and did something I haven’t done — felt something I haven’t felt — for a long time. I sat and cried. The crying part isn’t the usual part. It’s that those tears streaming down my face were happy tears.

I triple checked out of disbelief — was I also thinking of the best way to remove myself rom this universe? Did I have negative, self-defeating thoughts causing the tears that I somehow wasn’t detecting? No, I was crying because – baby. Because tomorrow, depending on who you ask, I’m either entering the last week of my first trimester or the first week of my second trimester (I’ll be 13 weeks pregnant.) And, my prenatal defect ultrasound was yesterday and everything went great — baby is healthy, so far as they can tell in the things they tested for, and spending its time upside down sleeping until you wake it up and then, in true related-to-me fashion, bouncing all over the place the second you wake it up. Continue reading

Nothing Lasts Forever

My last boss (the one who fired me) — who joined the company after I was there for about a year and a few months — has apparently left after an even shorter tenure than the one I managed to maintain prior to getting the axe. I have no idea why she left — I can only guess, and I have plenty of guesses–but why she left doesn’t matter. The fact that she left less than a year after firing me means that clearly I wasn’t the problem. Or the only problem.

Now that I’m in my 30s, I’m trying very hard to view my job as just a job. I mean, it is. My job is to help my company make more money. And, if I do this, even indirectly, I likely can keep my job. We’re not curing cancer. So I try–incredibly, ridiculously hard–to care, but not care like that. Continue reading

How to Save Money on Maternity Clothes

Really? A $200 pair of jeans that will fit for about 3 months of your life? $100, on sale, for a basic dress designed to fit your growing “bump” — that will be unusable as soon as you give birth?

Forgive me, but even this shop-a-holic is cringing at how much maternity clothes cost these days. Yes, you can buy maternity clothes at Old Navy and Target, and they certainly aren’t $200 a pop. But given you need a reasonable wardrobe to wear to work, ideally without doing laundry every night while you get more tired further into your pregnancy, even $30 here and there adds up. Continue reading

How To: Career Change in Mid 30s

It has become increasingly clear that I cannot successfully remain in this career for the next 25+ years of my life. My immediate goal is to stay in my position for four years and hit my next major net worth objective of $1,000,000. I know the number is an arbitrary amount to define as some level of financial stability, but I feel like something will click when I have that amount in my investments, and I’ll no longer be afraid to try something new.

My husband is going back to school to change careers, why can’t I? I do feel rather old, and, you know, pregnant. I can’t go back to school immediately – at least, not when he’s doing it and I’m home with a newborn. But I’m interested in pursuing this longer term… maybe, in four years, when I can save up enough to quit my job or continue part time while studying for a new life. Continue reading

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