After graduating from college in 2005 with a degree in the arts and woefully unprepared for the big scary world, Her Every Cent Counts spent a few months unemployed and out of hope, and then decided to get her act together.
She was raised in an upper middle class household with a working father and stay-at-home mom. Graduating without any loans, she decided to move to an entirely new location — one of the most expensive areas in the country — because she figured she was unemployed and would face the same hurdles finding employment in any location of the world.
In 2006, she found another personal finance blog written by a woman in similar shoes. A few days of research later, and Her Every Cent Counts (dot com) was born. The blog began as a place to discuss financial issues that she could not ever discuss openly with her friends or family. It was meant to be a place where she could anonymously write about anything money related, mostly to hold herself accountable to her own bank account.
That year, she made less than $20,000. While it hasn’t been entirely smooth sailing, she has increased her income steadily and also her value in the job market by focusing on branding herself as an expert with marketable skills.
Still, it isn’t always smooth sailing. She struggles on a daily basis with ADHD, bipolar II disorder, anxiety, and undiagnosable insecurities. She is terrified of turning 30, of what it means to have a family, and how the next 10 years of her life are going to truly define the next 60. And so she writes about her fears, her questions, her money ups and downs, and still uses this blog as place to freely and anonymously discuss matters related to money.
If you’d like to get in touch or have any questions, please email hereverycentcounts@yahoo.com
How and where does one find a Life Coach in NYC?
Hello,
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Please let me know if you agree on this.
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Thanks & Regards
Sophie Kinsella
Hey there,
I just got an email from Gill from prosper.com for all the fincon11 attendees- you probably received one as well. I remember reading on your blog that you have a prosper account and were pretty happy with it. I am considering creating one, but am still a bit unsure as to how it worked. I figured you might be able to walk me through whether creating a prosper account would be a good idea for me, or if I should pass for right now.
Sofia
It can be a good idea, but in the long run I think it’s better just to invest in a good index fund. I’m pulling most of my money out of my P2P lending accounts –you really need to put in a significant investment into them to diversify properly and I’m not ready for that kind of commitment (lending club recommends 800 loans of $25 each, or $20,000 to properly diversify.)