At 27, I Purchased My First “Anti-Wrinkle Cream”

“What are those… those… red creases in my forehead?,” I silently scream to myself as I study my aging face in the mirror, reflexively squeezing my forehead flesh in a worried expression making the thin lines even more pronounced. “Since when did I have wrinkles?” I’m 27 and my face shows it. I’m not sure how a 27 year old face is supposed to look, but I do know that my friends who are in their 30s look older in a way that makes them look like actual adults, and that suddenly people in their 40s don’t seem all that much older than people in their 30s to me. Meanwhile, my 27-year-old face is, well, it’s changing. It’s slowly but surely turning 30.

I remember about five years ago when I had caught my reflection in the bathroom at some random party after drinking one too many glasses of wine, and I didn’t recognize myself. I’ve spent far too many hours of my life looking in the mirror, either slathering my face with makeup or watching tears fall down my cheeks during a depressive outburst, so it was terrifying not to recognize my face. I look old, I thought. And then I was maybe 20 or 21…

There was a time when I thought it was silly to spend money on anything to keep yourself looking youthful, but I’m beginning to understand the trend. In a report by iData Research, a leading authority in pharmaceutical market research, the market for Botox injections is expected grow to an estimated $543 million by 2017. Clearly, those pharma companies know how to prick us in our sore spots.

While I’m not quite ready for botox, the other day I did find myself, for the first time in my life, staring at the aisle of overpriced wrinkle reduction creams and products designed to make you look youthful on my latest trip to the drugstore. Every skincare line offers some retinol product that promises “RESULTS.” After staring at the selection for a good half an hour, I went with a Neutrogena wrinkle cream product that set me back $23, more because I trust the brand (go marketing) than the label that said “100% of women noticed results in one week.”

From a personal finance perspective, this has me worried. Surely I can let my face age naturally, I can stay out of the sun from this point on (though the damage has, to a large extend, already been done) and just accept that I’m getting older… or, I can do what many other women do, and spend somewhere between too much and a ridiculous amount of money on attempting to look young forever.

My mother, who is in her late 50s, complains how she doesn’t have the money to spend on Botox… $600+ for a few small areas, twice a year, but she still spends (likely) nearly that much in various creams and sessions with her dermatologist, even without the overpriced muscle-freezing injections. Damn, it’s expensive being a woman. It seems the options are to either marry rich and look young forever, or just accept that one day you will look in the mirror, and you will have to look a lot deeper into your eyes to see any evidence the girl you once were.

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I’m Taking the $4k Hair-Free Plunge: Why Laser Hair Removal is (Hopefully) Worth The Investment

So long $4k. $4.5k to be exact. I’m splurging on something that is (after a lot of pain) going to make me a much happier person. That thing is Laser Hair Removal. And it’s something that I’ve been wanting to fully invest in for a long time.

Let me preface this post by saying that I’ve already had some laser hair removal done. I’ve probably spend $2k already on 8 treatments for my face, 5 treatments for my underarm and one for my bikini area. For those of you who don’t know, laser hair removal requires multiple sessions because your hair grows in phases. Generally speaking people need 5-10 sessions per area to have most of the hair removed permanently.

Laser Hair Removal is extremely expensive, and it’s not a sure bet. My hormonal issues (PCOS) means that while LHR will kill hair currently growing, new hair might decide to pop up at any time. Still, I’ve found Laser Hair Removal a worthwhile investment so far, and I’m ready to invest in what it takes to go completely hair free. For some people who aren’t that hairy, it might not be worth it. But… TMI… I’m a hairy beast. And the truth is that my hair doesn’t just bother me, it hurts my relationship with others. As my hair grows back so quickly, it hurts intimacy with my boyfriend. He just doesn’t want to touch me at all if my legs are the least bit prickly. Meanwhile, having to shave all the dark hair frequently means a mess in the bathroom that takes a long time to clean up. And don’t get me started on Nair…

So I’ve done my research. I’ve made spreadsheets with the cost of getting each body part cleared of hair. Every time I added up the costs, even with the 40% off discounts that some of the local places run twice a year, it would still cost me $10k to get close to the amount of LHR I’d need. And then hair might still grow back, and it would be an unfinished job. I didn’t want a $10k unfinished job.

A year ago I found a place that’s about an hour drive away that offers Unlimited Laser Hair Removal. It seems almost too good to be true, but it’s also not all that cheap. I went to visit for a consultation (I actually met the nurse at another medspa in the city that was charging a lot more for the same equipment) and the place seemed clean, reputable, and has been around for a while. It uses an Alexandrite laser which is the right kind for my light skin and dark hair. So I’m game.

Still, it’s tough to plunk down $4k on anything. After all, I spent $7k on my car and that was, well, my CAR. I just figure if i’m going to invest in laser hair removal I might as well do it sooner than later — the value comes from being hair free for a long time, not waiting until I’m old enough to afford it. And, heck, I am old enough to afford it. I saved a lot of money last year, I deserve to “treat” myself.

And by treat myself, I mean TORTURE myself. Don’t let anyone convince you otherwise, laser hair removal is extremely painful. I had my bikini area done with it to test it out and… YIKES. Even with numbing cream it hurt. Well, the worst part was my inner thighs and around back. I cringe at the thought of all the pain I will endure, over and over again, to be hair free. But today I don’t feel the pain and my face is a lot smoother than it was a year ago (yea, yea, yea PCOS makes me have a beard, ugh.) I know I will be a much happier person when I go hair free. And that, my friends, is worth $4k.

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Botox Bail Out

Every once in a while I find an article or study that makes me embarrassed to be human. At one point in our evolution we would have given an arm and a leg to be able to feed ourselves and our families for the day. These days, we equate wrinkles to starvation. Even with stocks down and job losses up, vanity beats out frugality.

According to a new study, nearly three out of four plastic surgeons reported that demand has increased or held steady for minimally invasive procedures, including the Botox antiwrinkle drug, dermal fillers used to plump up lips and smile lines, and skin-smoothing chemical peels, according to the American Society of Plastic Surgeons, a professional group representing 6,700 surgeons.


Case in point:

“Maralyn Burr of Omaha, Neb., in June lost her job as a district sales manager for bookstore chain Borders Group Inc. Ms. Burr, who is $140,000 in debt from her 22-year-old daughter’s musical education, says she has slashed spending and all but stopped eating out. But she hasn’t given up her Restylane and Botox injections. “It’s like comfort food,” she says.” – Keeping Up Appearances in a Downturn, Wall Street Journal 

Doesn’t that make you just a little sad to be human?

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